Premier, Personal Cheque & savings account* transaction fees

Activity fee	Free
Bank Operated ATM fee**	Free
EFTPOS fee	Free
Monthly base fee***	Free
Manual/teller transaction fee	Free
Account administration fee	Free
Fastbank fee	Free
* Peak Savings account - one free teller withdrawal is allowed per month. All subsequent withdrawals will incur a $5 fee
* Horizon Plan account - withdrawals will incur a $5 fee
** Use of non-bank owned ATM’s will incur a fee for which TSB Bank receives a commission
*** Premier Cheque account - if the minimum calendar monthly balance is less than $5,000, a monthly management fee of $10 applies. If applied, that fee is deducted at the end of each calendar month.

Business Cheque accounts**

Base fee	$2 per month
Activity fee	25 cents per transaction
Cheque Clearance fee	25 cents per cheque
** May not be available in all areas

Cheque fees

Bank Cheque	$3 per cheque
Dishonoured Cheques	$7 per cheque
Stopped Cheques	$10 per cheque. No charge for lost or stolen cheques.
Special Answer	$15 per request

Cashflow card/ATM

Replacement of lost or damaged cards

$10

HomeBank fees

Internet access fee	Free
Telephone access fee	$10 per user, per six month period (First payment in advance, and six monthly thereafter)
Bill Payment set-up	$3 per authority (Premier Cheque Account exempt)
Standard Payee and Personal Payee set-up	Free
Bill Payment, Standard Payee and Personal Payee payment service charge	40 cents per payment
TSB Bank HomeBank Internet Security Token	$25
Vodafone Hotlink™ and Telecom MTopup mobile phone payment	Free (The mobile phone provider will charge per message sent, and TSB Bank receives a commission from that charge)
TXT Banking set-up	Free
TXT Banking transaction fee	Free (The mobile phone provider will charge per message sent, and TSB Bank receives a commission from that charge)

Automatic Payments

Establishment fee	$3 per authority, for payments to all non TSB Bank accounts (Premier Cheque Accounts exempt)
Reactivating fee	$3 per authority
Hold Payment fee	$3 per authority
Alteration fee	$3 per authority for any alterations
Payment Service charge	25 cents for payments to another Bank (Premier Cheque Accounts exempt)
Payment to TSB Bank accounts	Free
Non payment (insufficient funds) fee	Free

Direct Debits

Establishment fee	$3 per authority (Premier Cheque Accounts exempt)
Reactivating fee	$3 per authority
Alteration fee	$3 per authority for any alterations
Non payment (insufficient funds) fee	$7 per payment

Inactive Accounts

Account Fees

$25 (Charged on 30 September if there is no customer-initiated activity within 6 years and the balance is less than $500)

Direct Credit payment schedules

Payments to TSB Bank accounts	Free
Payments to other banks accounts	25 cents per transaction

Direct Credit recovery

Industry fee	$25 per transaction (plus recovery service fee)
Recovery service fee	$10 per transaction (No fees charged to the customer if the payment was a bank error)

Faxing of Information

Signatures between branches	$2 per request
Other information at customer request:	Free

Auditors Confirmation Report fee

Report

Free

Same-day cleared payments

Same-day cleared payment fees

$20 per payment - no notification required. $25 per payment - where notification is required to payee customer

BusinessBank

Installation	$100
Training	$150
BusinessBank monthly access fee	$10
BusinessBank Plus monthly access fee	$30
TSB Bank Security Token	$25 per token (at least one TSB Bank Security Token is required)
Direct Credit payments to TSB Bank accounts	Free
Direct Credit payments to other banks' accounts	25 cents per transaction
Direct Debit payments	25 cents per transaction
Transfers between your own TSB Bank accounts	Free (a $5 fee per withdrawal will apply on Horizon Plan and Peak Savings accounts)
Instant payments to TSB Bank accounts	$5 per payment
Cleared payments to other banks' accounts	$25 per payment

Lodgements to other Banks

Deposits	$4 per transaction plus 25 cents per cheque
Commercial deposits	$5 per transaction plus 25 cents per cheque
Cash handling fee	$2 per $1,000.00

Statement & slip searches

Statements	$1 for second and subsequent statements per account, per month. (Fees are deducted at the end of each month)
Statement reprints	$4 per copy. This includes both Statement History/reprints and copies from archives.
Duplicate statements	$4
Screen printouts	$1
Slip searches	$5 per 15 minutes (minimum fee $5)
Cheque image search	$2 per cheque