Visa Classic Credit Card
If you’re wanting to make purchases online, both in NZ and worldwide1, a TSB Visa Classic Credit card might be what you’re after.
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100% NZ owned and independent bank
Get up to 55 days interest-free
credit on purchases.
Spend less time at the
checkout with Visa payWave.
0% interest for six months on balances
transferred from other credit cards.
Use your card to spend in-store,
online and all over the world1
Protection from fraud withVerified by Visa, and Visa Zero
18.50% interest rate on
purchases and cash advances.
Low account fee $15 per six months.
Applying for a credit card is easy. You can do it all online anytime, anywhere. This process is likely to take around 10-15 minutes to complete.
A balance transfer enables you to consolidate outstanding balances on other bank credit cards and store cards to one easy to manage card. The interest rate is only 0% on the transferred balance for the first six months. When the 0% p.a. special offer ends in six months, the standard rate of 18.50% applies.
HOW TO USE
Need to make a quick payment? Anything under $200 won’t require a PIN when you use Visa payWave - just wave and go. If you do spend over $200 you may be prompted to enter your PIN by the merchant2.
Look for the Visa payWave symbol in participating stores
Check the amount displayed on the terminal is correct & wave your card in front of the terminal. If a PIN is required, you’ll be prompted to enter that
Listen for the terminal to beep and give the green light, then check your transaction has been approved
That’s it, your transaction is complete
PUTTING CUSTOMERS FIRST
Putting customers first is at the heart of our philosophy, so we’re always looking for ways that we can
improve our services. All our Visa Classic Credit Cards have ‘TSB C’ printed in braille on them. This is to help our vision
impaired customers identify which card they’re using, as well as identify the orientation of their card.
ONLINE & MOBILE BANKING
Get set up with online and mobile banking so you can take control of your money. Make payments, keep track of spending and check balances all from a mobile, tablet or desktop.
WHAT TO DO
If your card is lost or stolen within New Zealand, please let us know straight away by calling 0800 872 226. Outside normal business hours, please phone 0800 406 406.Overseas? Phone +64 06 968 3700 or visit Visa Global Customer Assistance.
If you find a transaction on your TSB Visa Credit card statement or TSB Visa Debit account that you don’t believe you made, you can dispute it - you have up to 60 days from the transaction date to submit your dispute.LEARN MORE
OTHER OPTIONS TO
When borrowing money, there are a few alternatives to consider. The best solution will depend on your
personal finances, what you’re wanting to buy, and how you’re planning to pay the money back3.
1. If you use your Visa Classic Credit card overseas, you’ll be charged an Overseas Service Fee.
2. This is a temporary increase from the previous $80 limit prompt for PIN, due to COVID-19, to allow our customers to complete in-store transactions quickly and safely. Limit may revert back to $80.
3. TSB does not provide financial advice via this website
Take a look at our Disclosure Statement or grab a copy from your local branch. Use of our accounts and services are subject to TSB’s General Banking Information.
See Visa Interchange Rate Fee Schedule
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© TSB BANK LIMITED 2008-2021. Use of this website is subject to our Website Policy. TSB BANK Limited is in trade for the purposes of the Fair Trading Act 1986.
© TSB BANK LIMITED 2008-2021. Use of this website is subject to our >Website Policy. TSB BANK Limited is in trade for the purposes of the Fair Trading Act 1986.