Ways we can help


 

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Business banking

 

 

 


BUSINESS SUPPORT

Business Finance
Guarantee Scheme

TSB is a participant in the Business Finance Guarantee Scheme. The Scheme is for New Zealand businesses with a revenue (annual turnover) of up to $200 million which have been financially impacted by COVID-19. The Scheme provides individual business loans up to $5,000,000 for eligible businesses, for a maximum of five years and is designed to assist businesses to respond, position for recovery and recover from the impacts of COVID-19. 

If your business requires lending due to disruption caused by COVID-19 you may be eligible. 

Please note: All lending related offers are subject to Bank’s usual lending criteria

LEARN MORE




BUSINESS BANKING

Business loan
support options

We understand that COVID-19 is creating unsettling times and you may be worried about making your next small business lending payment. You may be able to apply to get up to six month small business repayment deferral if your income has been affected by COVID-19, or another option including interest only payments and top ups. 

See our FAQs for more information and details on how to apply:

 

SUPPORT FOR SMALL BUSINESSES

                                              

Updated branch hours

How we will support you with your banking needs during COVID-19.

UPDATED BRANCH HOURS

 




FINANCIAL SUPPORT

Other ways 
we can help

If you are experiencing financial difficulty as a result of the COVID-19 virus we may be able to help*.
 

Business banking

  • Access to working capital at a special variable rate agreed on a case-by-case basis
  • No early repayment fees for fixed rate lending if business has suffered loss directly or indirectly related to the corona virus outbreak.
  • No fees for top-ups when restructuring business lending as a direct or indirect result of the virus.
  • Provide early access to term investment funds with no break rate, if access is direct or indirectly related to the virus.

Please note: All lending related offers are subject to Bank’s usual lending criteria

 

 

 

KiwiSaver and Insurance

Questions about your KiwiSaver?
If you need more information about your Fisher Funds KiwiSaver, please visit Fisher Funds Coronavirus FAQs

Questions about your Insurance? 
If you need information about your Travel, Life, or Prime Life Insurance, you can call Cigna (the underwriter) directly on 0800 244 467. 

  • If you need more information about Cigna COVID-19 in relation to your Travel Policy, please see Cigna's FAQs.


If you need information about your House, Contents or Car Insurance, please see Tower (the underwriter) for COVID – 19 updates

 

 

 


COMMON QUESTIONS ABOUT

COVID-19 and your banking

  • What measures are being put in place to keep us safe if we visit you in branch?

    Keeping our people, our customers and the wider community safe is our top priority. All of our branches across New Zealand will follow Government Alert Level guidelines, be cleaned and sanitised to the highest standard and contact tracing will take place.

    Just like we are ensuring our people stay home if they are sick, we are also encouraging our customers to avoid visiting our branches if they or a close contact of theirs is feeling unwell.

  • What can I do if I don’t have mobile or online banking?

    If you want help setting up mobile or online banking, call us on 0800 872 226. If you can’t use these services because of disability or other reasons, please talk to us and we will see what we can do to help.

  • What do I do if I’m having financial difficulties as a result of COVID-19? How can you help?

    We're committed to supporting our customers in this challenging time, so if you are facing potential hardship as a result of COVID-19, we have options available to help. You can find information and application forms for support options here or you can call 0800 872 226 to discuss. 

  • What should I be doing with my Kiwisaver?

    The best way to get advice on your Kiwisaver is by contacting your personal provider. If you need more information about your Fisher Funds KiwiSaver, please visit Fisher Funds Coronavirus FAQs

  • Am I covered for insurance claims relating to COVID-19?

    If you need information about your Travel, Life, or Prime Life Insurance, you can call Cigna (the underwriter) directly on 0800 244 467. 

    If you need more information about:

    • Cigna COVID-19 in relation to your Travel Policy, please see Cigna's FAQs.
    • Your House, Contents or Car Insurance, please see Tower (the underwriter) for COVID – 19 updates

    If you already have Credit Card Repayment Insurance (please note TSB no longer offer this product), please see temporary enhancements to AIA’s (previously Sovereign) redundancy benefit in Credit Card Repayment Insurance – Employees stood down without pay, here.

  • Is TSB financially sound?

    TSB has capital and cash reserves that are well above the levels required of us by our regulator, the Reserve Bank. The best place to see this in detail is on the Reserve Bank’s own website where they lay out the financial strength of New Zealand banks on their financial strength dashboard.
     

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  • Don't forget to read this bit

    * This offer is available on a temporary basis and will be subject to the Bank’s usual terms, conditions and lending criteria.

    ** Interest will still be added to the loan