• Terms and Conditions
    1. A cash incentive of up to 0.80% of the total loan amount, up to a maximum of $5,000 could be available. We’ll also match any nationally advertised fixed home loan rate from ASB, ANZ, BNZ or Westpac for the same term and conditions, subject to the borrower meeting TSB’s lending suitability and affordability criteria.
       
    2. Cash incentive is only for new home lending, excluding top up and redraws. Minimum loan amount of $200,000 applies. This offer is only available to Auckland, Waikato, Nelson or Canterbury Home Show attendees or databases. Loan agreement must be signed by 5pm Monday 30 November 2020.

    3. A minimum deposit of 20% is required for home loan special interest rates and residential loans. Residential loans with less than a 20% deposit are subject to availability of funds. If the bank accepts a loan application that falls outside normal lending criteria, a risk-based premium of up to 2% may be applied. A fixed loan prepayment fee may apply on fixed rate loans. All interest rates are subject to change without notification. Different lending criteria applies for residential investment, business, commercial and rural loans. Standard lending terms and conditions apply. 
       
    4. Loans must be contracted during the campaign period and drawn down within 60 days of contracting. TSB’s standard lending criteria, terms and conditions and fees apply. Inclusion of loans with special conditions attached is at TSB’s sole discretion. Direct credit of wages or salary is required. All interest rates and offers can be changed or withdrawn at any time without notice. You’ll find a Disclosure Statement here.