A flexible everyday account, for students and apprentices.
At a glance
- No account fee.
- Use of New Zealand bank-owned ATMs1 for free.
- Access to your money through EFTPOS, ATMs, online banking and the TSB app.
- Minimum deposit of $350.
- Only available for personal use.
- Must meet eligibility criteria.
Eligibility criteria
To be eligible to hold a Student First account, you must meet the following requirements:
- You must be a New Zealand citizen or permanent resident.
- You must be enrolled in a course that lasts for at least one year at a university, polytechnic, industry training organisation or NZQA approved place of study in New Zealand.
- Your student loan or student allowance payments must be paid into the Student First account.
Once you've completed your studies, you can still enjoy the benefits of a Student First account for a further year. After that period (or if you become ineligible to hold a Student First account), you will need to choose a different TSB everyday account for your banking needs as you will no longer be eligible to hold a Student First account.
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Don't forget to read this bit
1. Use of ATMs not owned by a bank in New Zealand may incur a service fee (in addition to standard account transaction fees) for which TSB may receive a commission.
TSB’s account opening criteria apply. Service fees may apply and are subject to change. More details can be found here.
When you bank with TSB you agree to our General Terms.