Better banking for your rural business
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Our full-service AgriBusiness Centre is dedicated to serving the rural community. With AgriBusiness banking specialists devoted to helping you achieve your business goals, and with a history of exceptional personal service and tailored finance packages to suit your every need, you can be sure you’ll enjoy banking with us.
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You’ll notice our name and colours have changed along with how our website. Although we now look different, the way you do things on our website remains the same.
Our promise of putting you first remains part of our philosophy and we’ll continue to provide award-winning customer service and experiences.
We know having flexible options is more important to a farmer than anyone. So we can provide the flexibility to meet any financial need.
Flexible & fast. That’s how we approach our rural loans. They’re available for purchase or refinancing of most rural properties. Choose from instalment, table or interest-only repayment options and flexible loan terms of up to 40 years.
These loan options are also available for capital expenditure, like purchasing of plant and machinery. They also cover assisting sharemilkers with stock purchases.
AgriBusiness revolving credit facility
A revolving credit facility gives fast, easy access to loan funds for any farm related purpose. Once your credit line is established, the funds are available for you to borrow - as a lump sum or in smaller amounts when you need them. As you repay the loan, the money becomes available again. And interest is only charged on what you have borrowed.
These are designed to meet your seasonal borrowing needs, or as ongoing working capital. Overdrafts offer a competitive interest rate structure, which match to your individual requirements and security position.
Borrowing for off-farm purposes
Whether it’s a car, a holiday or bridging finance, our lending has the flexibility to meet any borrowing need.
This is the all rounder. It’s a flexible, all-in-one account that rewards you with healthy interest. You’ll pay no cheque, EFTPOS or ATM transaction fees, and if you keep your account balance over the minimum opening deposit of $5,000, you’ll pay no account management fees either. More >
The TSB AgriBusiness Centre isn’t there just for the big business financing. We have a range of interest-bearing, low-fee cheque accounts, and high-interest on-call accounts, for serious personal cash management.
WebSaver and Connect Plus
WebSaver is a high-interest rate, easy access savings account with no fixed term investment. Connect is an easy, low-fee transactional account. Together they’re the perfect way to take charge of your money online. And every month, your WebSaver account could win you $25,000 in the TSB Monthly Cash Draw. More >
If you’re tired of paying for the privilege of having a cheque account, here’s some good news. A TSB Cheque account is low-fee, and will earn interest if your balance is over $500 (calculated on your minimum balance of the calendar month and credited annually on March 31st). And with no EFTPOS or activity fees, no base fee, no cheque clearance fee, and no cash handling fee regardless of how many transactions you have, it all adds up to a win.
This is a high interest-bearing cash management account that lets you retain access when you really need it. With no fees, and with rates that move in tandem with market conditions, On-Call is the best of every possible world.
Term Investment Accounts
It’s always good to keep an eye on the market. And that’s just what our Term Investment accounts do. You can invest amounts from $1,000 on terms ranging from 30 days to 5 years. The interest rate is dependent on the amount you invest, the terms and the market situation at the time. Whatever the variables, our term investment rates are always very competitive. More >
Visa Classic Credit card
Use your card to make payments all over the world. PayWave technology also provides a safe and secure way to quickly make payments under $80. More >
If you’re out on the road and need to transfer funds, manage your finances, or even just check your balances, we’ve got the ways to do it.
Online and Phone Banking
Do almost all of your banking, wherever you have access to a phone or computer.
Online Banking >
Mobile banking app
Check your current balances, make a payment to someone, pay a bill, transfer money between your accounts, all while on the go.
This is banking your way. More >
Want all of your finance under one roof? We can help you with your insurance as well*.
We can facilitate the insurance options you need for your farm. We’ll work with competitive insurance providers to make sure you get an insurance solution that suits your needs.
House, car, contents, and life: we can handle it all. We’ll make sure you get a good night’s sleep knowing all of your important things are protected. Our rural insurance managers will deal directly with you to arrange a package that fits your needs perfectly.
We have a team of AgriBusiness specialists who are free to meet with you to discuss your finances, wherever and whenever you need it. Whether it’s on the farm, at our dedicated AgriBusiness Centre in Taranaki, or at your local TSB
*TSB Bank Ltd receives a commission from the sale of referred policies and policies sold on behalf of a third party.
Download our Disclosure Statement or pick up a copy at your nearest branch. TSB Bank Ltd’s current assessment lending criteria, and fees apply. Use of accounts and services are subject to TSB's General Banking Information.
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