PLEASE BE AWARE | If you purchase Cigna travel insurance today, you'll not be covered for any costs related to COVID-19 unless you are travelling within a travel bubble approved by the New Zealand Government in which case some limited cover is available. For more information about COVID-19 in relation to your travel coverage, please read our Travel Advisories. Cigna Life Insurance New Zealand Limited develop and operate the website from this point forward. If you proceed, you will be a Cigna customer for the purposes of Travel Insurance. By using their website, you agree to Cigna Life Insurance New Zealand Limited's Terms and Conditions.
At a glance
- No excess on emergency medical claims
- Guaranteed 24/7 Emergency Assistance
- Cover for delays, cancellations and lost, stolen or damaged baggage
- Unlimited medical expenses (subject to approval)
- Travel at any age, almost anywhere in the world1
- Children are covered for free2
How am I protected?
Travel cover to suit you
With two levels of cover, Travel Insurance or Travel Insurance Plus, you can choose the policy that best suits your plans.
- Pre-existing medical conditions
- Cancellation, delays and changes to travel
- Personal liability
- Lost, stolen or damaged personal items or baggage, including passport and travel documents
- Rental car excess
|Travel Insurance||Travel Insurance Plus|
|Emergency medical expenses||Unlimited||Unlimited|
|Cancellation or changes before you travel||Up to $50,000||Up to $100,000|
|Travel disruption and missed departure||Up to $5,000||Up to $10,000|
|Travel delay||Up to $50,000||Up to $100,000|
|Travel agent cancellation costs||Up to $500||Up to $500|
|Personal items and baggage||Up to $10,000||Up to $20,000|
|Cash & travel documents||Up to $500||Up to $750|
|Rental vehicle excess waiver||Up to $2,000||Up to $5,000|
|Personal liability||Up to $1,000,000||Up to $1,000,000|
|Accidental death||Up to $100,000||Up to $100,000|
|Kidnap & ransom||Up to $250,000||Up to $250,000|
|Supplier failure||Up to $10,000|
|Extended pet accommodation cover||Up to $50 per day|
Guaranteed emergency assistance
Guarantee assistance 24/7 for help with everything from lost passports to flight delays to medical emergencies. You can be assured that First Assistance will be there to help you with any emergency while you are overseas. If you have a medical emergency, there will be no excess to pay and First Assistance will ensure you get the best care available.
Cover excludes travel to countries or destinations with a travel advisory rating of ‘Do not travel’ issued by the New Zealand Ministry of Foreign Affairs and Trade. You can find a list of these countries and destinations on the Safe Travel website.
Occasionally there will be travel advisories related to current events, and cover will exclude countries or destinations in these travel advisories. You can check if there are any new travel advisories here.
Check the Policy Wording for other related exclusions.
Download Policy Wording