Get the renovations underway      

Have a reno, big purchase or a life event and need a little bit extra? Borrow more money on an existing TSB Home Loan with a home loan extension. Whether it’s the big decisions or the small ones you can count on us to listen, understand and work with you to achieve the outcome you want.

We’ve got a team of lending consultants and Mobile Mortgage Managers to help
you pick a loan and repayment option that fits your situation. We’ll leave you to organise your tradies or sort the bookings for your holiday, while we sort the home loan extension. It’s simple.



tsb brand life changes we'll be there






Great reasons to choose us

Our promise of putting customers first is at the heart of our philosophy, and we'll continue to provide award winning service. When you join TSB you’ll benefit from:

  • Everyday banking and savings accounts to suit your needs

  • Simple, easy to use Mobile & Online Banking services

  • Free transactions on personal everyday accounts when using any New Zealand bank-owned ATMacross the country

  • Competitive home loan rates

  • A range of Investment and Insurance options

  • Plus, we’re 100% New Zealand owned and independent, so we’ll put you first

Learn more about TSB  >

It’s simple to join

You can bank with us from anywhere in New Zealand. Joining is easy - all we need are a few details and then we'll be in touch to talk through the rest.

  1. Fill out this quick and simple form online.

  2. We’ll contact you to discuss what you need and get a few more details.

  3. We'll send you confirmation of your new account as well as a new card if you need one.

  4. If you’ve asked us to, we’ll contact your current bank to transfer over any automatic payments and direct debits.

  5. If you've asked us to switch your home loan too, we'll do everything for you, including moving your accounts and automatic payments from your current bank.

We'll give you a call once your accounts have been fully switched and everything's set. Then you’re ready to go!

Join now >




Life changes. We'll be there.




  • Don’t forget to read this bit

    1. If you choose to use an ATM not owned by a bank in New Zealand, this may incur a service fee (in addition to any standard account transaction fee) for which TSB receives a commission. 

    Take a look at our Disclosure Statement or grab a copy from your local branch. Use of our accounts and services are subject to TSB’s General Banking Information.