
Making the move from renter to homeowner? Let us help you take the first step into your new home.
WHERE TO START
Buying your first home
Buying your first home is a big commitment, but we'll help to take some of the pressure off by keeping things simple. We'll provide guidance on each step of the process and chat through your options, so you feel informed along the way.
OTHER THINGS
To think about
What can I afford?
Try out our home loan calculator. We’ve made it simple to work out what your repayments would be.
Other costs
Your loan payments aren’t the only cost you need to budget for. Don’t forget to include insurance, rates and ongoing maintenance costs.
Insurance
As well as house and contents insurance, you may also need to consider getting life insurance and mortgage repayment insurance. We can help – ask us how.
Solicitor/Lawyers
Before signing any sale and purchase agreement, you’ll need it looked over by a lawyer or solicitor. Ask family and friends for their recommendations.
Body Corporate fees
If you’re purchasing an apartment or townhouse that’s part of a complex, you’ll likely need to pay Body Corporate fees. These cover things like maintenance for common areas.
MORTGAGES
Your home
loan options

Great rates
Whether you’re after the certainty
of a fixed term, the flexibility of floating,
or a combination of both, we have a
range of competitive rates to offer.
COMPARE RATES

Your loan & repayment options
When it comes to loan type and repayment
plans, one size doesn’t fit all. Enjoy the
freedom of a revolving credit, or make
budgeting easier with a fixed home loan.
VIEW OPTIONS

Home loan calculator
Align your repayments to suit your lifestyle,
whether it's weekly, fortnightly, monthly
or quarterly. Use our home loan calculator to
see what your repayments could be.
TRY CALCULATOR
HOME LOAN OPTIONS
Manage your home loan
With a little planning and some helpful home loan tools, you can shorten the length of your loan term, reduce the amount of interest you pay, and save money in the long run.
See how our home loan features can help you pay off your loan sooner.
APPLY NOW
TSB Home Loan
Start your application by providing us with your key details. We'll then contact you for any further information we might need and to discuss the next steps. You can also make an appointment with your local branch, give us a call on 0800 872 226, let our Mobile Mortgage Managers come to you – whenever and wherever suits or set up a video call via Virtual Bank and chat to us from anywhere.