Personal Loans up to $30,000
Apply online in minutes with instant confirmation
A great way to make that purchase you’ve been thinking about. Whether it’s a new set of wheels, those long-awaited renovations or a relaxing holiday. Plus save on interest by making additional repayments for free.
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100% NZ owned and independent bank
Apply for a personal loan in
just a few minutes using our
online form and get instantconfirmation.
Borrow between $1,000 and
$30,000 and get instant access
to your money once you're
Your interest rate is fixed at 12.95%p.a.
for the length of the loan, so you'll
rest easy knowing exactly how
much your repayments will be.
Applying for a personal loan is easy. You can do it all online anytime, anywhere. This process is likely to take around 10-15 minutes to complete.
ONLINE & MOBILE BANKING
View your loan balance or make repayments whenever you want to in online banking or our mobile app.
The amount you can borrow will depend on your current financial situation, but you can apply for any amount between $1,000 to $30,000. The best way to find out exactly how much you’ll be able to borrow is to contact one of the team – they’re happy to help.
Our quick and easy online application means you could be approved within 10 minutes.
We’re dedicated to putting our customers first and will work with you to ensure you’re not borrowing more than you can afford to repay.
The amount you repay will depend on how much you borrow, how often you’d like to make repayments (weekly, fortnightly or monthly) and how quickly you’d like to pay off your loan (1 year – 5 years). You can choose to make smaller repayments for a longer period of time, or choose to make larger repayments over a shorter term in order to reduce the amount of interest you pay.
The fixed interest rate also makes budgeting easy because you know exactly how much you’re paying and when, so you can relax knowing there will be no nasty surprises.
You have the freedom to pay off as much extra as you’d like, and the flexibility to do it whenever and however you want. You can use Mobile or Online Banking to transfer any amount to your loan. Otherwise you can pop into a branch or simply call us and we’ll do it for you – all free of charge.
If you’d like to increase the amount you’ve borrowed, just contact us to fill out a new application.
OTHER OPTIONS TO
When borrowing money, there are a few alternatives to consider. The best solution will depend on your
personal finances, what you’re wanting to buy, and how you’re planning to pay the money back2.
1. TSB onboarding criteria applies
2. TSB does not provide financial advice via this website
Terms and Conditions – refer to the terms and conditions of your loan. Take a look at our Disclosure Statement or grab a copy from your local branch. TSB’s current assessment lending criteria, lending terms and conditions, interest rates and fees apply. Use of accounts and services are subject to TSB’s General Banking Information.
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© TSB BANK LIMITED 2008-2021. Use of this website is subject to our Website Policy. TSB BANK Limited is in trade for the purposes of the Fair Trading Act 1986.
© TSB BANK LIMITED 2008-2021. Use of this website is subject to our >Website Policy. TSB BANK Limited is in trade for the purposes of the Fair Trading Act 1986.