Personal Loans up to $30,000
A convenient way to borrow money for a big purchase or to consolidate your debts by breaking the cost into manageable repayments. Plus make additional repayments for free.
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100% NZ owned and independent bank
Borrow between $1,000 and
$30,000 and get instant access
to your money once you're
Your interest rate is fixed at 12.95%p.a.
for the length of the loan, so you'll
know exactly how
much your repayments will be.
ONLINE & MOBILE BANKING
View your loan balance or make repayments whenever you want to in online banking or our mobile app.
The amount you can borrow will depend on your current financial situation, but you can apply for any amount between $1,000 to $30,000. The best way to find out exactly how much you’ll be able to borrow is to contact one of the team – they’re happy to help.
We’re dedicated to putting our customers first and will work with you to ensure you’re not borrowing more than you can afford to repay.
The amount you repay will depend on how much you borrow, how often you’d like to make repayments (weekly, fortnightly or monthly) and how quickly you’d like to pay off your loan (1 year – 5 years). You can choose to make smaller repayments for a longer period of time, or choose to make larger repayments over a shorter term.
The fixed interest rate means you'll know exactly how much you’re paying and when.
You have the freedom to pay off as much extra as you’d like, and the flexibility to do it whenever and however you want. You can use Mobile or Online Banking to transfer any amount to your loan. Otherwise you can pop into a branch or simply call us and we’ll do it for you – all free of charge.
If you’d like to increase the amount you’ve borrowed, just contact us to fill out a new application.
1. TSB onboarding criteria applies
2. TSB does not provide financial advice via this website
Terms and Conditions – refer to the terms and conditions of your loan. Take a look at our Disclosure Statement or grab a copy from your local branch. TSB’s current assessment lending criteria, lending terms and conditions, interest rates and fees apply. Use of accounts and services are subject to TSB’s General Banking Information.
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© TSB BANK LIMITED 2008-2021. Use of this website is subject to our Website Policy. TSB BANK Limited is in trade for the purposes of the Fair Trading Act 1986.
© TSB BANK LIMITED 2008-2021. Use of this website is subject to our >Website Policy. TSB BANK Limited is in trade for the purposes of the Fair Trading Act 1986.