Special home loan offer

If you’re searching for a great home loan rate or considering switching banks, look no further than our 4.79% p.a. fixed for three years. This offer is only available until 15 December 2017.

Whether you’re new in the housing market or refinancing, our friendly experienced team are here to help.

Apply now | Message us | Contact us

tsb home loan special





What's affordable

Try out our home loan calculator. We’ve made it simple to work out your repayments.

home loan rates icon

Home loan rates

Choose a rate that's most suited to your needs. The choice is yours.

mobile mortgage manager

We'll come to you

Our Mobile Mortgage Managers are available seven days a week and will even come to you.



loan and repayment options

Loan Options

Pick a loan and repayment option that fits your lifestyle.

Bridging Finance icon

Bridging Finance

Take the pressure off when selling your current home to move into a new one.

talk to us

Talk to us

Have a question about your home loan or joining TSB? Get in touch.



Great reasons to choose us

Our promise of putting our customers first remains part of our philosophy and we will continue to provide award winning service and experiences. When you join TSB you’ll benefit from:

  • Everyday banking and savings accounts to suit your needs

  • Simple, easy to use Mobile & Online Banking services

  • Free transactions on personal everyday accounts when using any New Zealand bank-owned ATMacross the country

  • Competitive home loan rates

  • A range of Investment and Insurance options

  • Plus, we’re 100% New Zealand owned and independent, so we’ll put you first

Learn more about TSB and our recent changes  >

It’s simple to join

You can bank with us from anywhere in New Zealand. Joining is easy, all we need are a few details. We’ll then be in touch to talk through the rest.


  1. Fill our out quick and simple form online.

  2. We’ll contact you to discuss what you need, and get a few more details.

  3. We'll send you confirmation of your new account and a new card if you need one.

  4. If you’ve asked us to, we’ll contact your current bank to transfer any automatic payments and direct debits.

  5. To switch your mortgage to TSB, we'll do all the preparation for you, including moving your accounts and automatic payments from your current bank if you need us to.

  6. When your accounts have been fully switched, we’ll give you a call. Then you’re ready to go!



  • Don't forget to read this bit

    1. Use of ATMs not owned by any bank in New Zealand may incur a service fee (in addition to standard account transaction fees) for which TSB receives a commission. 

    Offer available from 23 October 2017 – 15 December 2017. Loan must be contracted during the campaign period. Minimum new lending of $100,000 required. Promotion is available for the purchase, building or refinance from another bank of residential properties. Offer can be withdrawn or amended at any time. Additional interest rate margins may apply for low equity or property investment loans. This offer is not available for bridging loans, loan restructures or revolving credit increases. TSB’s standard account opening criteria, current lending criteria, terms and conditionsinterest rates and fees apply. 

    View our Disclosure Statement or pick up a copy at your nearest branch. Use of our accounts and services are subject to TSB's General Banking Information.