From 28 May 2020, TSB will be participating in Comprehensive Credit Reporting as part of our lending application process. 

Previously your credit report only included limited information such as your identity details and ‘negative’ information such as any loan defaults or bankruptcy. 

Since 1 April 2012, credit providers (like banks, finance companies and some utilities) have been allowed to share more information with credit reporters. 

This could include the amount of credit you have and how you pay it back. So, in the future, your credit report will also show positive things – like a great track record of paying on time.

This is called Comprehensive Credit Reporting (CCR)

Common questions about comprehensive Credit Reporting