Looking to buy, build, switch or top up your home loan? We'll help to find the solution that works best for you.
Borrowing calculator
Want to know how much you could borrow?
Repayment calculator
Find out what your loan repayments could be
Pay off your home loan sooner
Take a look at our home loan features to see how you could shorten the length of your loan term, reduce the amount of interest you pay, and save money in the long run.
Take the next step that suits you
Looking for help?
Talk to a home loan specialist
Whether you’re just starting out or ready to apply, we’re here to help you with your home loan. You can chat with one of our lending specialists on 0800 231 232, Monday to Friday, 8:30am–5pm. They’ll answer your questions, help explore your options, and guide you through the home loan process.
Need help outside of these times? Our Mobile Mortgage Managers can come to you, or you can chat to them over the phone or a video call - so you can get help when it works best for you.
Important information
General Lending Terms and Conditions:
- TSB may approve residential loans with less than a 20% deposit subject to bank funding requirements.
- An early repayment fee may apply on fixed rate loans.
- All interest rates are subject to change.
- Lending criteria, terms and conditions, and fees apply.
- When you bank with TSB you agree to our General Terms.