So much to look forward to

Money the way you want

You work hard for your money. Why should you work harder to manage it? Our products and digital tools are designed to make life simpler and easier so you can feel in control of your money every day. 

Banking that gives back

When you bank with us, your money does more than sit in an account. We’re proudly owned by the philanthropic Toi Foundation, and our ‘profit for purpose’ model means our profits stay in Aotearoa and are used to make a difference. 

Seriously good service – online, over the phone or in a branch

When you get in touch, you want things sorted quickly, simply and without the runaround. That’s why great service starts with great people. Our friendly, NZ-based team is here to help every step of the way, because helping isn’t just part of the job it’s part of who we are.  

Award-winning banking. Recognised for a reason

Feel confident knowing you’re joining a bank backed by awards. We’ve won Canstar’s 2026 Bank of the Year - Everyday Banking, and Canstar's Bank of the Year - Credit Cards (four years in a row!).

Ready to join TSB?

 

Open a personal account

 

If you’re over 18 and living in New Zealand, you can apply online. It’s simple, fast and secure. 

 

We’ll set you up with a Connect Plus account – our everyday account with no account fees and easy access to your money. Learn more.

 

Live outside New Zealand? Send us a message or call us on +64 6 968 3700.

 

 

 

Join TSB online

 

Open a business account

 

Want to join as a business customer? 

 

Complete our online enquiry form and we’ll call you back to answer any questions and set up an appointment. Or, give us a call on 0800 872 226 Monday – Friday 8am - 6pm or weekends 9am – 5pm to get started.

 

Message our business team

 

Already a TSB customer?

 

The easiest way to open a new everyday, savings or term investment account, is to log in to online banking and click 'Apply' on the left-hand menu. Alternatively, give us a call on 0800 872 226.

 

Log in to online banking

 

Open a joint account

 

If you'd like to open a joint account, you'll both need to be over 18 and living in New Zealand to apply online. 

 

You’ll need to provide some information about the other person, so we can contact them to complete the online form. 

 

We’ll set you up with a Connect Plus account – our everyday account with no account fees and easy access to your money. Learn more.

 

 

 

Open a joint TSB account online

 

Open an account for your child

 

To open an account for someone under 18, you’ll need to send us a message, visit your local branch or call us on 0800 872 226 Monday – Friday 8am - 6pm or weekends 9am – 5pm.

 

Find the types of identification we'll need for your child. 

 

Send us a message

woman using a smartphone for everyday banking at home

Choose how you bank with us

You’ll find banking with us easy, wherever you are. Manage your accounts online, on your mobile, in person at your local branch, or over the phone with our Customer Engagement Centre team.

Digital wallet on a smartphone and smartwatch for contactless payments

Pay with the tap of your watch or phone

Tap to pay with Apple Pay1 and Google Pay2. Pay on websites, in apps and in stores with any TSB Mastercard.

Person holding a smartphone and card to manage their TSB Mastercard

Manage your Mastercard online

Use the TSB mobile app or online banking to change your PIN, temporarily block your card, or report it as lost or stolen.

Important information 
  1. The TSB Apple Pay Conditions of Use apply when you use your card in Apple Pay.
  2. The TSB Google Pay Conditions of Use apply to Google Pay, see Google Pay for more information.

Mastercard is a registered trademark of Mastercard International