Proposed merger of TSB and Heartland Bank
Toi Foundation, TSB's owner, has announced it's moving ahead with the proposed merger of TSB with Heartland Bank, to create a new combined bank which would be called TSB Heartland Bank. Find out more.
Our latest rates
Money can be an emotional rollercoaster. Let's help smooth the ride.
Whether you're surviving until pay day or overwhelmed by house hunting, TSB is here to help you feel more in charge of your money, every day.
It's who we are. And it's how we money.
Feel in control with our everyday accounts
Money looks different for everyone – so our everyday accounts are designed to help you manage your money better. From personalising your accounts to help you reach your goals to setting up alerts so you know exactly when you can get your spend on, we've got everything you need to bank your way, every day.
Feel confident with an award-winning credit card
Whether it’s everyday spending or something a bit bigger, our credit cards give you plenty to feel confident about. One of NZ's lowest rate credit cards? Check. Canstar award-winning value? Bingo. Mobile phone protection, purchase protection and more? We've got you covered.
Feel supported with your choice of Home Loan Partner
Buying a home can feel overwhelming. Am I doing it right? What does fixed or floating mean? What even is an LVR? With TSB, you can choose a dedicated Home Loan Partner to guide you through the process - so you can focus on finding the place you’ll call home.
Latest news
-
27 August 2026
Toi Foundation makes decision to proceed with proposed merger
Toi Foundation has decided to proceed with the proposed sale of its TSB shares to Heartland Group Holdings Ltd, enabling the proposed merger of TSB and Heartland Bank.
-
21 August 2026
It's Time We Talked About Money
Many New Zealanders want to improve their financial wellbeing, yet talking about money remains uncomfortable for many of us. TSB Chief Executive Kerry Boielle explores why open, honest conversations about money matter.
-
18 August 2026
Local TSB team saves customer from losing savings
A Taranaki woman has been spared a major financial loss after a phone scam was stopped by TSB's fraud team, with local branch staff and fraud specialists working together to recover every dollar and keep the customer safe.