For over 175 years, we’ve focused on doing what’s right for our customers - earning awards for our personalised service and trusted products along the way. As a bank proudly owned by the philanthropic Toi Foundation, our ‘profit for purpose’ model means that when you choose to bank with us, you're also helping give back to Aotearoa.

Latest news

  • Fees & Rates

    1 October 2025

    Business, Rural and Commercial base rate changes - October 2025

    Business, Rural and Commercial base rate changes - October 2025

  • Fees & Rates
    General

    24 September 2025

    TSB cuts home loan rate to under 4.5%

    TSB Bank has cut its home loan rate to 4.49% p.a. fixed for two years, a lower advertised rate than all the major banks on this term.

  • Fees & Rates

    5 September 2025

    Changes to our service fees – 5 September 2025

    We’ve made some changes to our fees. Effective 5 September 2025, we’ve removed 14 service fees and reduced the unauthorised overdraft fee.