For over 175 years, we’ve focused on doing what’s right for our customers - earning awards for our personalised service and trusted products along the way. As a bank proudly owned by the philanthropic Toi Foundation, our ‘profit for purpose’ model means that when you choose to bank with us, you're also helping give back to Aotearoa.

Latest news

  • Fees & Rates
    General

    14 November 2025

    General Terms changes - 28 November 2025

    We’ve made some updates to our General Terms to make them clearer and to better reflect the things we will do to help keep you protected from fraud and scams when you bank with us. These take effect from 28 November 2025.

  • Fees & Rates

    3 November 2025

    Business, Rural and Commercial base rate changes - November 2025

    Effective 3 November 2025, changes to our Business, Rural and Commercial base rate.

  • Fees & Rates
    General

    29 October 2025

    TSB cuts one-year home loan rate to 4.39% p.a.

    TSB has cut its home loan rate to 4.39% p.a. fixed for one year, undercutting all the major banks advertised rates on this term.