For over 175 years, we’ve focused on doing what’s right for our customers - earning awards for our personalised service and trusted products along the way. As a bank proudly owned by the philanthropic Toi Foundation, our ‘profit for purpose’ model means that when you choose to bank with us, you're also helping give back to Aotearoa.

Latest news

  • Fees & Rates
    General

    29 October 2025

    TSB cuts one-year home loan rate to 4.39% p.a.

    TSB has cut its home loan rate to 4.39% p.a. fixed for one year, undercutting all the major banks advertised rates on this term.

  • Fees & Rates

    21 October 2025

    Non-retail lending rates changes - 21 October 2025

    Effective 21 October 2025, we decreased our AgriBusiness, Commercial and Business variable and revolving credit interest rates.

  • Fees & Rates

    14 October 2025

    Lending rate changes - 14 October 2025

    Effective 14 October 2025, we decreased our residential variable and revolving credit interest rates.