Whether you're after an everyday account for your day-to-day spending or looking to put aside some savings for a rainy day, our personal accounts allow you to manage your money how you want.
Choose the account you need
Managing your money
Debit Mastercard
Your card is linked directly to your TSB everyday account, so you can use your own money to shop online, tap to pay in-store, or withdraw cash, quickly and easily. It’s a simple, secure way to access your money whenever you need it.
Overdrafts
Apply for additional funds, up to an approved limit, directly from your everyday account. An overdraft provides a flexible solution to help manage unexpected expenses when they occur.
Depositor Compensation Scheme
The Depositor Compensation Scheme (DCS) came into effect on 1 July 2025, providing additional protection for your deposits if a deposit taker goes out of business. Learn more about how it works and what it means for you here.
Online banking
Register for online banking to monitor and manage your money whenever you want.
TSB mobile app
Download the TSB mobile app to securely manage your money on the go, including balance checks, payments, transfers, alerts, card control and more.
Important information
- TSB's account opening criteria apply. Service fees may apply and are subject to change.
- Use of our accounts and services are subject to TSB's General Terms.
- Use of any non New Zealand bank branded ATM may incur a service fee (in addition to any standard account transaction fee).