Looking for a change?

If you're not getting what you need out of your current relationship with your bank,
consider moving your home loan to TSB.

We’re 100% New Zealand owned, which means our profits stay right here. Combine this with achieving the highest customer satisfaction rating in the latest Roy Morgan survey and Consumer NZ People’s Choice Award four years in a row2, you’ve got some pretty great reasons to choose us! 

Make the first move and switch your home loan to us and we’ll match any advertised home loan rate from ANZ, ASB, BNZ or Westpac1.

2 year fixed special



What makes us different

Consumer NZ People's Choice Award for Banking

New Zealand's best bank for customer service

Experience our award-winning service. We’ve won the Consumer NZ People’s Choice award for Banking for four years running and recently topped the latest customer satisfaction results from Roy Morgan.2

Our customers are at the heart of everything we do. When you need to chat something over, you can call us and there will always be a real person there to answer your call.



NZ owned and independent

NZ owned and independent

We’re 100% New Zealand owned and independent, and we’re proud to support NZ by keeping our profits at home.


Award winning customer service

Helping you get ahead

Our home loan features are designed to give you flexibility when you need it, and help you pay off your home loan sooner. 


Lending specialists available 7 days a week

Lending specialists available 7 days a week

It can be hard to sort a home loan while you’re juggling all your other responsibilities. Our Mobile Mortgage Managers are available 7-days a week and will come to you wherever and whenever suits.




It's easy to move your home loan to TSB. Once you're ready, we'll work with your current bank to arrange everything you need to make the move, including any accounts and payments you’d like to transfer.

  • Don't forget to read this bit
    1. We’ll match any nationally advertised home loan rate from ANZ, ASB, BNZ or Westpac for the same term and conditions. The offer only applies to the purchase, refinance from another bank or building of residential properties. Minimum $100,000 new lending and direct credit of salary or wages is required. Additional margins may apply for bridging loans and buyers with less than 20% deposit. The loan must be contracted during the campaign period and drawn down within 60 days of contracting. TSB’s standard criteria, terms and conditions and fees apply, including clawback of cash contribution if refinanced to another lender within 48 months of drawdown. Inclusion of loans with special conditions attached is at TSB’s sole discretion. All interest rates and offers can be changed or withdrawn at any time without notice. View full Disclosure Statement.

    2. Source: Roy Morgan Single Source (NZ) survey, 12 months to December 2018 & Consumer NZs People’s Choice Award for Banking 2019.