Move your home loan to TSB
And feel good about keeping profits at home
We'll work with your current bank to switch
your existing automatic payments and bill
payment facilities - making the switch really easy.
Whether it’s at home after work,
or while you’re out and about on the
weekend, we can come to you.FIND A MOBILE MORTGAGE MANAGER
If you’re not already a TSB customer,
join online in 10-15 mins. From anywhere,
anytime without visiting a branch.JOIN NOW
The page you're after isn't on our new website just yet, but you can find it on our old site.
Would you like go there now or keep looking around here?
100% NZ owned and independent bank
We’ll give you a call or email to chat through your enquiry. If you're wanting to take out a new home loan, we’ll have some initial questions to ask you so we can begin to understand your individual situation. These questions may cover:
How many people are borrowing
What your income is
What savings you have
If you have any other loans or debt
If you have any dependents
Once we have all the details and believe we can assist you with a home loan, we’ll set up a time to meet with you. You can meet us in-branch, our Mobile Mortgage Manager can visit you wherever suits, or if you’re not nearby we can complete everything over the phone and/or email.
Next, we'll ask you to complete an application form. If you’re keen to get a head start on the process now, below is the additional information you’ll need to provide in order for us to assess your loan application:Proof of identity
Evidence of your income
(if your wages aren't deposited directly into a TSB account)
As soon as we have all the information and signed forms, we’ll submit your application for pre-approval. This process will take up to two business days.
A pre-approval gives you confirmation that you’re approved up to a certain sum of money, based on certain conditions. We’ll determine what you can borrow based on all the information you provide.
Please note: Our home loan applications are assessed on an individual basis, so some may take longer than two days to go through approval. We’ll keep you informed every step along the way so you know what to expect.
Use our home loan calculator to work out what your home loan repayments could be, what interest you'd pay, and how soon you could pay it off.
WHY BANK WITH TSB
Experience our award-winning service. Our
customers are at the heart of everything we do.
When you need to chat something over,
you can call us and there will always be a real
person to answer your call.
We're a 100% New Zealand-owned bank and
are proud to have been supporting New
Zealanders and their communities for over
You can bank with us wherever you are in
New Zealand, even if there's not a physical
TSB’s standard criteria, terms and conditions and fees apply, including clawback of cash contribution if refinanced to another lender within 48 months of drawdown. Inclusion of loans with special conditions attached is at TSB’s sole discretion. All interest rates and offers can be changed or withdrawn at any time without notice. View full Disclosure Statement
© TSB BANK LIMITED 2008-2020. Use of this website is subject to our Website Policy. TSB BANK Limited is in trade for the purposes of the Fair Trading Act 1986.
© TSB BANK LIMITED 2008-2020. Use of this website is subject to our >Website Policy. TSB BANK Limited is in trade for the purposes of the Fair Trading Act 1986.