Feel good about keeping profits at home
We’re proud to support New Zealand by keeping our profits at home. We genuinely care about doing what’s best for New Zealand
and the more profit we keep revolving through our local economy, the better the outcomes for our country and people.
We’re taking price out of the picture, so you can focus on what’s really important – keeping more money in NZ when we need it the most.
So we’ll match any fixed home loan rate advertised by ANZ, ASB, BNZ or Westpac1
Experience our award-winning service. We're
New Zealand's best bank for customer
service, five years running.3
We're a 100% New Zealand-owned bank and
are proud to have been supporting New
Zealanders and their communities for 170 years.
You can join us whenever and wherever you
are in New Zealand, without having to visit
a physical branch.
The page you're after isn't on our new website just yet, but you can find it on our old site.
Would you like go there now or keep looking around here?
100% NZ owned and independent bank
We’ll give you a call or email to chat through your enquiry. If you're wanting to take out a new home loan, we’ll have some initial questions to ask you so we can begin to understand your individual situation. These questions may cover:
How many people are borrowing
What your income is
What savings you have
If you have any other loans or debt
If you have any dependents
Once we have all the details and believe we can assist you with a home loan, we’ll set up a time to meet with you. You can meet us in-branch, our Mobile Mortgage Manager can visit you wherever suits, or if you’re not nearby we can complete everything over the phone and/or email.
Next, we'll ask you to complete an application form. If you’re keen to get a head start on the process now, below is the additional information you’ll need to provide in order for us to assess your loan application:Proof of identity
Evidence of your income
(if your wages aren't deposited directly into a TSB account)
As soon as we have all the information and signed forms, we’ll submit your application for pre-approval. This process will take up to two business days.
A pre-approval gives you confirmation that you’re approved up to a certain sum of money, based on certain conditions. We’ll determine what you can borrow based on all the information you provide.
Please note: Our home loan applications are assessed on an individual basis, so some may take longer than two days to go through approval. We’ll keep you informed every step along the way so you know what to expect.
Use our home loan calculator to work out what your home loan repayments could be, what interest you'd pay, and how soon you could pay it off.
TSB VIRTUAL BANK
Visit your digital branch to join TSB online, open an account or book a video call with a lending specialist. It's a new way of banking, making it easier to manage your money, chat to us and open accounts — from anywhere in NZ.
LET US KNOW | Was this page helpful?
All feedback will help us improve our website, so we appreciate you taking the time to let us know what you think.
Please don't provide any secure information such as personal information, PINS or passwords. If you'd like to get a response from us please get in touch via our message us form.
© TSB BANK LIMITED 2008-2021. Use of this website is subject to our Website Policy. TSB BANK Limited is in trade for the purposes of the Fair Trading Act 1986.
© TSB BANK LIMITED 2008-2021. Use of this website is subject to our >Website Policy. TSB BANK Limited is in trade for the purposes of the Fair Trading Act 1986.