Overdraft rates - effective 26 November 2021
All interest rates are subject to change without notification.
|Overdraft interest rate||From 15.39% p.a|
|We can charge you default interest in certain situations||Rate|
|If you go over your overdraft limit (credit limit), or do not pay amounts when they are due.||Your interest rate + 5.00% p.a|
|If your overdraft is cancelled, and you do not repay it in full on or before the date it is cancelled.||22.00% p.a|
|If you have an overdraft with an expiry date, and do not repay it on or before it expires.||22.00% p.a|
As at 30 November 2021, there are no fees on personal overdrafts.