Overdraft rates - effective 26 November 2021

All interest rates are subject to change without notification.


Interest Variable rate
Overdraft interest rate From 15.39% p.a
We can charge you default interest in certain situations Rate
If you go over your overdraft limit (credit limit), or do not pay amounts when they are due. Your interest rate + 5.00% p.a
If your overdraft is cancelled, and you do not repay it in full on or before the date it is cancelled. 22.00% p.a
If you have an overdraft with an expiry date, and do not repay it on or before it expires. 22.00% p.a


As at 30 November 2021, there are no fees on personal overdrafts.