• Published 29/1/2026
  • Read Time: 1 min

Effective 2 February, we’re changing the way interest is calculated on our Premier, Youth, Freestyle Junior, Personal and Savings accounts.  

  • Fees & Rates

    A category for updates relating to TSB fees and rates.

Effective 2 February, we’re changing the way interest is calculated on our Premier, Youth, Freestyle Junior, Personal and Savings accounts.  

Currently, interest is calculated based on the minimum monthly balance on these accounts. This means that any funds deposited or withdrawn during the month don’t earn interest for that month.  

From 2 February 2026, interest will now be calculated daily. This means interest will be earned based on daily balances - giving money more time to grow.

This change will happen automatically so there’s no action customers need to take.    

Further information

You can read more about how interest is calculated in our General Terms.