• Published 8/4/2026
  • Read Time: 1 min

TSB is offering a new 12-month special term investment rate of 3.90% p.a. This is the best rate among the banks for this term and gives New Zealanders a simple way to grow their savings. 

  • Fees & Rates

    A category for updates relating to TSB fees and rates.

TSB is offering a new 12-month special term investment rate of 3.90% p.a. This is the best rate among the banks for this term and gives New Zealanders a simple way to grow their savings.

TSB General Manager of Customer Delivery, Penny Burgess, says the new rate comes at an important time. “We know things have felt a bit uncertain lately - with markets fluctuating and the cost of living still front of mind for many households.”

“Having a competitive, guaranteed return for 12 months can provide a bit of certainty. It’s an option for people who want to build their savings and feel more in control of their financial future,” says Burgess.

TSB says the new rate is part of its ongoing commitment to support customers with simple, competitive products that help them navigate changing economic conditions.

Customers can find out more online, in-branch, or over the phone.

Important information

Interest rates are subject to change. Minimum investment amounts and standard terms and conditions apply.