At a glance

  • A simple everyday account with no monthly management fee1
  • Debit Mastercard with no annual fee2
  • Use of New Zealand bank-owned ATMs3 for free
  • Access to your money through EFTPOS, ATMs or Online and Mobile Banking

View fees


Eligibility Criteria

  • New Zealand Citizen or permanent New Zealand Resident
  • Studying part time or full time (determined by Studylink criteria)
  • Studying at a New Zealand University, Polytechnic, Industry Training Organisation or NZQA Approved Place of Study.
  • Course length of at least one year
  • Your student loan or allowance must be paid into the account (proof of income required)


Once you've completed your studies, you can still enjoy the benefits of the Student First package for a further year.



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WebSaver Account

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Save for your retirement, or your first home, with the Fisher Funds KiwiSaver Scheme.



  • Don't forget to read this bit
    1. Service Fees may apply.
    2. You must be 15 years or older to hold a Debit Mastercard. View the Debit Mastercard fees, limits and agreements here
    3. If you choose to use an ATM not owned by a bank in New Zealand, this may incur a service fee (in addition to any standard account transaction fee) for which TSB receives a commission.
    4. See the Terms and Conditions of the TSB Monthly Cash Draw.