At a glance

  • A simple everyday account with no monthly management fee
  • Visa Debit Card with no annual fee
  • Visa Credit Card with no annual fee1
  • Use of New Zealand bank-owned ATMs2 for free
  • Access to your money through EFTPOS, ATMs2 or Online & Mobile Banking

View fees


Eligibility Criteria

  • New Zealand Citizen or permanent New Zealand Resident
  • Studying part time or full time (determined by Studylink criteria)
  • Studying at a New Zealand University, Polytechnic, Industry Training Organisation or NZQA Approved Place of Study.
  • Course length of at least one year
  • Your student loan or allowance must be paid into the account (proof of income required)


Once you've completed your studies, you can still enjoy the benefits of the Student First package for a further year.



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  • Don't forget to read this bit
    1. Must be 18 or over and subject to credit criteria.
    2. If you choose to use an ATM not owned by a bank in New Zealand, this may incur a service fee (in addition to any standard account transaction fee) for which TSB receives a commission.