Save for your future
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Save for your retirement, or first home, with KiwiSaver. We distribute the Fisher Funds KiwiSaver Scheme, which can help you into your first home or ensure your retirement is more rewarding.
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KiwiSaver is a savings scheme designed by the government to help you save for your retirement, or support you in buying your first home. It’s 100% voluntary, but there are some incentives to encourage you to get saving.
More information about KiwiSaver benefits
We distribute the Fisher Funds KiwiSaver Scheme. Fisher Funds are a specialist investment manager and just like us, they’ve developed a reputation for their great customer service.
You’ll be kept up to date:
Learn more about Fisher Funds
If you’re between 18 -64 years old and start a new job, you’ll be automatically enrolled in a KiwiSaver scheme. You can only have one KiwiSaver scheme provider at a time, but if you choose, you can opt out after two weeks of starting your job, and can change provider any time. Even if you aren’t working, you can still join the KiwiSaver Scheme and enjoy a number of benefits. This includes self-employed workers, stay at home parents, beneficiaries and children.
You must be:
Find out how much KiwiSaver could help you save for your retirement, or first home, with the KiwiSaver calculator at sorted.org.nz
Sorted KiwiSaver Calculator
Contributions to your Kiwisaver scheme will be made by your employer. They will deduct your chosen percentage from each pay and send them to Inland Revenue along with their own employer contribution. Inland Revenue will then forward your contributions to your KiwiSaver scheme provider.
Contributions to your KiwiSaver scheme will need to be made by you, directly to your KiwiSaver provider. You’ll be able to control how much and how often you contribute with no minimum annual contribution limit for the Fisher Funds KiwiSaver Scheme.
You can choose to apply for a contributions holiday after one year in KiwiSaver. The holiday can be in place from three months - five years, and can be extended if you need.
Learn more about Fisher Funds KiwiSaver Scheme fees
There are two main ways you can take out your hard earned KiwiSaver scheme savings:
If you join a KiwiSaver Scheme after you’re 60 years old, you’ll still have to wait the minimum membership time of five years before you can access your savings (even though you may have reached over 65).
A range of options are available to help you manage your savings when you retire, including withdrawing some or all of your savings, or setting up a regular withdrawal.
If you suffer a serious illness, significant financial hardship, or in the case of you leaving New Zealand permanently (excluding Australia) you may be eligible to withdraw some or all of your contributions early. If you pass away your savings will be paid to your estate.
If you’re already with us and have Online Banking applying is easy. Log in, choose ‘Apply’ and ‘KiwiSaver’.
Joined through TSB? You can view the balance of your Fisher Funds KiwiSaver scheme account within Online Banking. You’ll find it in your Account Summary when you’ve logged in.
Not enrolled through TSB? Complete and return the Information Authority Form, which allows Fisher Funds to share your account details with us, and we can show these details to you in Online Banking.
If you’re interested in learning more about Fisher Funds and your KiwiSaver Scheme account register for online access or login to your account with Fisher Funds.
Fisher Funds Management Limited (“Fisher Funds”) is the issuer and TSB Bank Limited (“TSB”) distributes the Fisher Funds KiwiSaver Scheme (the “Scheme”) on behalf of Fisher Funds. A copy of the Product Disclosure Statement for the Scheme is available from TSB and Fisher Funds.
Your investments in the Scheme are subject to investment risk including possible loss of income and principal invested. Neither TSB nor any other person guarantees (either partially or fully) your investment in the Scheme (including the repayment of any capital value or the performance of those securities). An investment in the Scheme is not a deposit with TSB.
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