Whether you’re looking to buy, build, refinance or top up your home loan, we can help find the home loan solution that works best for you.
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100% NZ owned and independent bank
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From 1 December 2021 the laws around lending money to consumers in New Zealand have changed and it may take you longer when you borrow. The NZ Banking Association has put together this really helpful explanation about what you can expect and how this industry change may affect you.
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MORTGAGES
Your home
loan options
Great rates
Whether you’re after the certainty
of a fixed term, the flexibility of floating,
or a combination of both, we have a
range of competitive rates to offer.
COMPARE RATES
Your loan & repayment options
When it comes to loan type and repayment
plans, one size doesn’t fit all. Enjoy the
freedom of a revolving credit, or make
budgeting easier with a fixed home loan.
VIEW OPTIONS
Home loan calculator
Align your repayments to suit your lifestyle,
whether it's weekly, fortnightly, monthly
or quarterly. Use our home loan calculator to
see what your repayments could be.
TRY CALCULATOR
MORTGAGES
How can we help?
Getting into your first home
Making the move from renter to homeowner? Find out how to get your deposit together and take the first step into your own home.
Building a home
If you’re thinking about building, arranging finance might be easier than you think. We can help bring your building project to life.
Invest in a property
If you’re looking to purchase an investment property, find out how we can help grow your property portfolio.
Buying your next home
Whether you’re looking to upsize or downsize, we'll help you make your next house a home.
Home loan top up
Looking to renovate or purchase something special? We’ll keep things simple when you need to top up your loan.
Switch your home loan to TSB
Joining us is easy. Let us know what you’d like to switch and we’ll take care of the rest.
HOME LOAN OPTIONS
Manage your home loan
With a little planning and some helpful home loan tools, you can shorten the length of your loan term, reduce the amount of interest you pay, and save money in the long run.
See how our home loan features can help you pay off your loan sooner.
APPLY NOW
TSB Home Loan
Start your application by providing us with your key details. We'll then contact you for any further information we might need and to discuss the next steps. You can also make an appointment with your local branch, give us a call on 0800 872 226, let our Mobile Mortgage Managers come to you – whenever and wherever suits or set up a video call via Virtual Bank and chat to us from anywhere.