Home loan rates
TSB's standard lending criteria, T&Cs and fees apply. Min 20% deposit.
Borrowing calculator
Want to know how much you could borrow?
Repayment calculator
Find out what your loan repayments could be
Take the next step that suits you
Looking for help?
Talk to a home loan specialist
Whether you’re just getting started or ready to apply, we’re here to help you take the next step with your home loan. The easiest way to get started is to book a phone or video appointment with one of our Home Loan Specialists. You’ll see real-time availability and can choose a time that works around your schedule. They’ll answer your questions, talk through your options and guide you through the home loan process – so you can move forward with confidence.
Not ready to make an appointment? Send us a few details and one of our home loan specialists will get in touch within 2 business days to answer any questions and guide you through the next steps.
Important information
General Lending Terms and Conditions:
- TSB may approve residential loans with less than a 20% deposit subject to bank funding requirements.
- An early repayment fee may apply on fixed rate loans.
- All interest rates are subject to change.
- Lending criteria, terms and conditions, and fees apply.
- When you bank with TSB you agree to our General Terms.