These fees are charged to merchants for completing transactions, not to TSB cardholders.
Industry fee program - Debit Mastercard
Charities | 0.00% | ||
Contactless Micropayment (<=$15) | 0.20% | ||
Contactless Strategic Merchants 1 | $0.04 NZD | ||
Contactless Strategic Merchants 2 | $0.05 NZD | ||
Strategic Merchants 1 | 0.30% | ||
Strategic Merchants 2 | 0.35% | ||
Strategic Merchants 3 | 0.40% | ||
Strategic Merchants 4 | 0.40% | ||
Strategic Merchants 5 | 0.60% | ||
Tokenized Contactless | 0.20% | ||
Commercial | 0.00% | ||
Contactless | 0.20% | ||
Consumer - Card Present | 0.00% | ||
Government & Utilities | 0.50% | ||
Government & Utilities | 0.50% | ||
Petroleum | 0.50% | ||
Recurring Payments - Tokenized | 0.60% | ||
Recurring Payments - Others | 0.60% | ||
Tokenized Online | 0.60% | ||
Consumer Premium - Card Present | 0.00% | ||
Consumer Premium - Card Not Present | 0.60% | ||
Consumer - Card Not Present | 0.60% | ||
Commercial – Card Not Present | 0.60% |
Industry fee program – Low Rate, Platinum & Business Mastercard
Charities | 0.00% | ||
Strategic Merchants 1 | 0.50% | ||
Strategic Merchants 2 | 0.60% | ||
Strategic Merchants 3 | 0.70% | ||
Strategic Merchants 4 | 0.80% | ||
Strategic Merchants 5 | 0.80% | ||
Tokenised Contactless | 0.50% | ||
Contactless | 0.50% | ||
Government Services & Utilities | 0.70% | ||
Petroleum | 0.60% | ||
Education & Learning | 0.80% | ||
Recurring Payments - Tokenized | 0.80% | ||
Recurring Payments - Others | 0.80% | ||
Commercial | 2.10% | ||
Tokenized Online | 0.80% | ||
Consumer Standard: Card Present | 0.80% | ||
Consumer Premium: Card Present | 0.80% | ||
Consumer Standard: Card Not Present | 0.80% | ||
Consumer Premium: Card Not Present | 0.80% |
Industry fee program - Visa Classic
Utilities | $0.70 NZD | ||
Insurance | $1.00 NZD | ||
Recurring Payment | 0.70% | ||
Charities | 0.39% | ||
Strategic Merchant | Card Present | ||
Rate 1 - 0.80% | |||
Rate 2 - 0.65% | |||
Rate 3 - 0.60% | |||
Rate 4 - 0.50% | |||
Rate 5 - 0.45% |
Industry fee program - Visa Classic electronic & standard program - Visa Classic
Electronic | 0.80% | ||
Standard | 0.80% | ||
Contactless | 0.65% |
Industry fee program - Visa Debit
Charities | 0.20% | ||
Government, Utilities and Telecom | $0.70 NZD | ||
Insurance | $1.00 NZD | ||
Recurring Payments | 0.70% | ||
Strategic Merchant | Card Present | ||
Rate 1 - $0.05 NZD | |||
Rate 2 - $0.04 NZD | |||
Rate 3 - $0.03 NZD | |||
Rate 4 - $0.02 NZD | |||
Strategic Merchant | Card Not Present | ||
Rate 1 - 0.50% |
Industry fee program - Visa Classic electronic & standard program - Visa Debit
Electronic | 0.20% | ||
Standard | 0.60% |