Work out how much you may be able to borrow based on some quick questions.
Want to know how much you could borrow?
Enter a few details and we'll give you an estimate of how much you could borrow to buy a home.
How much you could borrow
$0
This calculator does not provide financial advice and is informational only, intended as a guide to give you an indication of how much you may be able to borrow from TSB. This estimated amount is based on the limited information that you have provided and statistical data that uses the average living costs for a household of your size. This calculator does not take into account your personal financial situation, actual expenses and living costs, existing liabilities, or any other information that may impact the amount you are able to borrow. This is not an offer of finance from TSB. To obtain an approval and an exact borrowing amount, you’ll need to apply for a TSB home loan by completing a full lending application and providing more information to us. The actual amount you may be able to borrow may be different to the result you get on this calculator.
TSB’s minimum deposit, debt to income requirements, lending criteria, terms and conditions, and fees apply. Interest rates are subject to change.
Home loan repayment calculator
Find out what your repayments could be
Take the next step that suits you
Looking for help?
Talk to a home loan specialist
Whether you’re just starting out or ready to apply, we’re here to help you with your home loan. You can chat with one of our lending specialists on 0800 231 232, Monday to Friday, 8:30am–5pm. They’ll answer your questions, help explore your options, and guide you through the home loan process.
Need help outside of these times? Our Mobile Mortgage Managers can come to you, or you can chat to them over the phone or a video call - so you can get help when it works best for you.
Important information
General Lending Terms and Conditions:
- TSB may approve residential loans with less than a 20% deposit subject to bank funding requirements.
- An early repayment fee may apply on fixed rate loans.
- All interest rates are subject to change.
- Lending criteria, terms and conditions and fees apply.
- When you bank with TSB you agree to our General Terms.