Structuring your home loan
Get the right home loan structure to suit your lifestyle and financial goals. Learn about fixed vs floating rates, split loans, and how to make your mortgage work smarter for you.
Pay off your home loan sooner
Top up your repayments or make extra payments anytime. It’s easy to do and could help you pay off your loan sooner.
Refix your home loan
Is your fixed rate coming to an end? Refixing your home loan could give you more certainty and help you save. Compare options and lock in a rate that works for you.
Top-up your home loan
Need some extra funds for renovations, a new car, or a big purchase? You could top up your TSB Home Loan to borrow more.
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Looking for help?
Find your perfect home loan partner
Buying a home is a big step. Having a partner by your side can make it feel a whole lot simpler. At TSB you can choose the home loan specialist you want to partner with. They’ll get to know you, understand what matters to you and help you through the home loan process. You can check their availability and book an appointment at a time that suits you.
Not ready to make an appointment? Send us a few details and one of our home loan specialists will get in touch within 2 business days to answer any questions and guide you through the next steps.
Important information
General Lending Terms and Conditions:
- TSB may approve residential loans with less than a 20% deposit subject to bank funding requirements.
- An early repayment fee may apply on fixed rate loans.
- All interest rates are subject to change.
- Lending criteria, terms and conditions, and fees apply.
- When you bank with TSB you agree to our General Terms.