When illness strikes, money worries shouldn't add to the stress. Chubb Life Critical Illness Cover helps support you financially if you or a loved one is diagnosed with one of a range of serious conditions.
Why choose Critical Illness Cover?
Critical Illness Cover provides a lump sum payment if you’re diagnosed with one of 47 defined illnesses or conditions, including cancer, heart attack or stroke.
You can choose the level of cover that’s right for you, up to $1 million. It can help ease the financial pressure of medical costs or time away from work, so you can focus on your recovery.
Features of Critical Illness Cover
- You can take out Critical Illness Cover at any age between 18 and 70 years old.
- Your cover can be tailored over time to meet your needs with the Life Events Benefit.
- You can take out cover of up to $1 million.
- Your cover will be adjusted each year to keep up with inflation, unless you choose to decline this.
- If you decide that this insurance isn’t right for you within 30 days of your policy starting, Chubb Life will refund any premiums paid and cancel your policy.
Key benefits
Full Critical Illness Benefit
If you meet the criteria for one of the covered conditions, Chubb Life will pay the full Critical Illness sum insured.
Diagnosis Benefit
If you meet the criteria for one of the Diagnosis Benefit conditions covered, Chubb Life can pay up to 25% of the sum insured.
Life Events Benefit
If certain life events occur, you can increase your coverage without another health assessment.
Financial and Legal Advice Benefit
Get help to pay for financial or legal advice you may need to manage the money from a claim payment.
Complimentary Children’s Benefit
You can get a lump sum payout up to $50,000 if your child gets one of the conditions Chubb Life covers.
Unsure how much cover you might need?
Chubb Life has a quick, simple calculator to help you work out what cover level might be right for you.
Choose the type of cover you’d like, answer a few simple questions, and you’ll get an estimate of what your insurance cover level could look like. From there you can get an instant quote using the cover levels you have chosen.
Your questions answered
Life insurance your way
Chubb Life offers a range of cover and options to help support you through serious sickness or injury, or in the event that you were to pass away. You can apply online, or if you're not sure what you need, you can talk to the Chubb Life Insurance team. Either way it's simple to get the cover that's right for your needs.
Policy information
For everything you need to know about Life & Living Insurance and Critical Illness Cover, download a copy of the policy document and wording.
To ensure you understand the full cover and potential exclusions, please read these documents together.
Important information
Chubb Life Insurance New Zealand Limited (Chubb Life) underwrites Life & Living Insurance. The contracts of insurance are between you and Chubb Life. TSB receives a commission from the sale of insurance policies sold by Chubb Life when referred by TSB. TSB does not guarantee these insurance products marketed on behalf of Chubb Life and is not liable if the insurer declines to pay a claim. Any claims issues are between the insured persons and Chubb Life or any involved third party. A full copy of the Terms and Conditions are included in the Policy Wordings, available on request from Chubb Life. View Chubb Life’s Credit Rating.
TSB does not give financial advice for insurance and is not engaged by Chubb Life to provide any financial advice in respect of its insurance products.
Talk to Chubb Life
Questions about a new or existing policy? Chubb Life can help, whether by phone or email. You can also email them directly to make a claim.
