Life Cover with Chubb Life can help provide financial support for your loved ones if the unexpected happens - so they can focus on what’s important.
Why choose Life Cover?
Life Cover pays out a lump sum payment if you pass away or are diagnosed with a terminal illness or injury. It can help provide peace of mind knowing your loved ones will have financial support when they need it most. You can choose the level of cover that’s right for you, up to $1.5 million.
Features of Life Cover
- You can take out Life Cover at any age from 18 to 70 years old.
- Your cover can be tailored over time to meet your needs.
- You can take out cover up to $1.5 million.
- It’s optional to have your cover adjusted each year to keep up with inflation.
- If you decide that this insurance isn’t right for you within 30 days of your policy starting, Chubb Life will refund any premiums paid and cancel your policy.
Key benefits
Life Cover Benefit
Full payment of your sum insured if you pass away.
Terminal Illness Benefit
Full payment of your sum insured if you're diagnosed with a terminal illness or injury with a life expectancy of less than 12 months.
Life Events Benefit
If certain life events occur, you can increase your coverage without another health assessment.
Bereavement Support Benefit
Your family can get an early payment of up to $25,000 of your Life Cover for immediate costs such as funeral expenses, if you pass away.
Financial and Legal Advice Benefit
Get help to pay for financial or legal advice you may need to manage the money from a claim payment.
Unsure how much cover you might need?
Chubb Life has a quick, simple calculator to help you work out what cover level might be right for you.
Choose the type of cover you’d like, answer a few simple questions, and you’ll get an estimate of what your insurance cover level could look like. From there you can get an instant quote using the cover levels you have chosen.
Your questions answered
Life insurance your way
Chubb Life offers a range of cover and options to help support you through serious sickness or injury, or in the event that you were to pass away. You can apply online, or if you're not sure what you need, you can talk to the Chubb Life Insurance team. Either way it's simple to get the cover that's right for your needs.
Policy information
For everything you need to know about Life & Living Insurance and Life Cover, download a copy of the policy document and wording.
To ensure you understand the full cover and potential exclusions, please read these documents together.
Important information
Chubb Life Insurance New Zealand Limited (Chubb Life) underwrites Life & Living Insurance. The contracts of insurance are between you and Chubb Life. TSB receives a commission from the sale of insurance policies sold by Chubb Life when referred by TSB. TSB does not guarantee these insurance products marketed on behalf of Chubb Life and is not liable if the insurer declines to pay a claim. Any claims issues are between the insured persons and Chubb Life or any involved third party. A full copy of the Terms and Conditions are included in the Policy Wordings, available on request from Chubb Life. View Chubb Life’s Credit Rating.
TSB does not give financial advice for insurance and is not engaged by Chubb Life to provide any financial advice in respect of its insurance products.
Talk to Chubb Life
Questions about a new or existing policy? Chubb Life can help, whether by phone or email. You can also email them directly to make a claim.
