Set yourself up for the retirement you want
Can you afford to live the lifestyle you want when you retire? KiwiSaver can help set you up for a better retirement.
When you retire
There are a few options available for managing your money in retirement. You can:
Withdraw your balance
You can choose to withdraw your entire balance in one go. If you do this, your KiwiSaver account will be closed but you are able to open a new account at any time.
Keep your balance in your KiwiSaver account
If you don't need your money straight away, you can choose to keep it in your KiwiSaver account. You'll no longer be eligible for the government contribution and your employer can also choose to stop making contributions.
Set up a regular withdrawal1
Supplement your NZ Super or any other retirement income sources with a regular withdrawal from your KiwiSaver account.
Make lump sum withdrawals at any time1
Keep your money working hard in your KiwiSaver account with the comfort of knowing you can access your funds at any time.
Retirement Calculator
Use the Fisher Funds Retirement Projector to see if you're on track
Get started
Join or transfer
Joining or transferring is easy. You’re eligible to join the Fisher Funds KiwiSaver Plan as long as you're:
- a New Zealand citizen (or entitled to live in New Zealand indefinitely), and
- living or normally living in New Zealand (or a state services employee serving outside New Zealand).
Fill out our online form and one of the team will be in touch to get things moving.
Already a TSB customer?
You can apply to join or transfer to the Fisher Funds KiwiSaver Plan through online banking. It’s quick and easy - simply click ‘Apply’ to get started and then choose ‘KiwiSaver’ from the available options.
Already with Fisher Funds?
If you have already joined the Fisher Funds KiwiSaver Plan or Fisher Funds KiwiSaver Scheme and would like to access your account details through your TSB online banking or mobile app, complete and return the Information Authority Form so that Fisher Funds can share your account details with us. This will allow you to see your KiwiSaver account balance when you log in to online banking or your TSB app.
Important information
- Minimum withdrawal amounts and balances apply. For partial withdrawals, the minimum withdrawal amount is $500. For a regular withdrawal, the minimum withdrawal amount is $100, regardless of the frequency.
Fisher Funds Management Limited (‘Fisher Funds’) is the Issuer and Manager of the Fisher Funds KiwiSaver Plan (‘Plan’). TSB distributes the Plan on behalf of Fisher Funds but is not an issuer of the Plan. You can download a copy of the Product Disclosure Statement or pick up a copy from any branch.
Investments in the Plan are not deposits or other liabilities of TSB. Neither TSB nor any other person guarantees (in part or full) interests in the Plan (including the repayment of any capital value or the performance of any investment in the Plan). Interests in the Plan are subject to investment risk including possible loss of income and principal invested.
Eligibility criteria, terms and conditions and fees apply. See KiwiSaver account fees explained for more details around the different types of fees that are charged by Fisher Funds.