What you’ll need

  • Proof of your income, such as pay slips, bank statements, dividends, commission, or rental income

  • A summary of your expenses,  (such as credit cards, insurance, or any hire purchases)

  • Financial statements for the last three months, (such as bank statements, hire purchase statements)

  • A copy of the Sale & Purchase agreement, once you’ve made an offer on a house

  • If you’re building: copies of plans,  specifications and the builders pricing contract, once they’re available

  • If you’re applying as a trust: See Trust Documentation


Welcome Home Loan

A Welcome Home Loan can help you get into your first home, but there’s some additional documentation and criteria you need to complete. Give us a call on 0800 872 226 to find out if your eligible, or visit our Welcome Home Loan page for all the details.

Home Loan Special - 4.79   



Are you a new customer?

If you’re just joining us, we’ll need some standard identification from you. Find out what forms of ID we need for personal accounts or Trust accounts.