At a glance

We’ve got a number of ways you can pay off your home loan sooner.


Automatically increase your repayments by a small amount each year.


Additional Payment
Make voluntary additional payments onto your home loan.


Change Payment
Amend your scheduled repayment amount. 




Automatically increase your scheduled payments by a small amount each year.

  • StepUp allows you to set a dollar amount that your loan repayment will increase by each year, which can save you thousands on interest and allow you to pay off your home loan sooner.
  • You can choose to increase your home loan payments from as little as a few cents or even up to a thousand dollars per calendar month - whatever works best for you.
  • Each year on the anniversary of your loan draw down, your home loan payments will increase by the dollar amount you choose.

Repayments Stepup



Additional Payment

Make a lump sum payment up to $10,000 per calendar year.

  • You can put that work bonus, little windfall or spare $10 towards your home loan without a penalty.
  • Make an additional payment online, in branch or by giving us a call.
  • Payments can be made at any time and any amount – to a maximum of $10,000 per calendar year.



Change Payment

Change your scheduled payment amount to pay your loan off faster.

  • It could be as simple as rounding up to the nearest whole amount that can help build equity and pay off your loan sooner.
  • You can adjust your payment back to the minimum when those life events take over.
  • You can change your payment amount up to three times within a fixed term period, up to an extra $1000 per calendar month.



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