
Buying your next home
We’re with you all the way
Whether you’re looking to upsize, downsize or relocate - we can help you make your next house a home.
Selling your current home and buying a new one can be a busy time, but we're here to help. For most, the option to sell your current home first can leave you with the equity and a clear budget to purchase a new home. But there are times where buying first may suit your circumstances better.
There's no perfect solution in this situation. Every purchase or sale is a unique experience. If you’re starting to think about buying, it's a good idea to get your current home and finances in order. Talk to one of our team and give them an indication of your plans so we can help find a solution that works best for you.
OTHER THINGS
Remember to check what your local Council rates will be per year so you can factor this cost into your budget.
House cover arranged by TSB in conjunction with TOWER provide insurance cover for a home if it is damaged by an unforeseen accidental event such as a natural disaster, fire, accident or storm.
Older properties will require more maintenance than a newer build, factor in an annual budget for regular maintenance depending on the age of your property.
Unit title owners own a defined part of a building, such as an apartment and share common areas such as lifts, lobbies or driveways with other owners. As an owner of a unit title property, levies are an annual cost you will need to pay.
MORTGAGES
YOUR RATE
Whether you’re after the certainty of a fixed term, the flexibility of floating, or a combination of both, we have a range of competitive rates to offer.
HOME LOAN RATES
YOUR HOME LOAN OPTIONS
When it comes to loan type and repayment plans, one size doesn’t fit all. Enjoy the freedom of a revolving credit, or make budgeting easier with a fixed home loan - whatever works best for you.
LOAN & REPAYMENT OPTIONS
YOUR REPAYMENTS
Align your repayments to suit your lifestyle, whether it's weekly, fortnightly, monthly or quarterly. Use our home loan calculator to see what your repayments could be.
HOME LOAN CALCULATOR
HOME LOAN OPTIONS
With a little planning and some helpful home loan tools, you can shorten the length of your loan term, reduce the amount of interest you pay, and save money in the long run.
See how our home loan features can help you pay off your loan sooner.
APPLY NOW
Start your application by providing us with your key details. We'll then contact you for any further information we might need and to discuss the next steps. You can also make an appointment with your local branch, give us a call on 0800 872 226, let our Mobile Mortgage Managers come to you – whenever and wherever suits or set up a video call via Virtual Bank and chat to us from anywhere.