Choose what’s right for you
Whether you’re looking to buy, build, refinance or top up your home loan, we can help find the home loan solution that works best for you.
100% NZ owned and independent bank
Whether you’re after the certainty of a fixed term, the flexibility of floating, or a combination of both, we have a range of competitive rates to offer.
YOUR HOME LOAN OPTIONS
When it comes to loan type and repayment plans, one size doesn’t fit all. Enjoy the freedom of a revolving credit, or make budgeting easier with a fixed home loan - whatever works best for you.
Align your repayments to suit your lifestyle, whether it's weekly, fortnightly, monthly or quarterly. Use our home loan calculator to see what your repayments could be.
Making the move from renter to homeowner? Find out how to get your deposit together and take the first step into your own home.
If you’re thinking about building, arranging finance might be easier than you think. We can help bring your building project to life.
If you’re looking to purchase an investment property, find out how we can help grow your property portfolio.
Whether you’re looking to upsize or downsize, we'll help you make your next house a home.
Looking to renovate or purchase something special? We’ll keep things simple when you need to top up your loan.
Joining us is easy. Let us know what you’d like to switch and we’ll take care of the rest.
With a little planning and some helpful home loan tools, you can shorten the length of your loan term, reduce the amount of interest you pay, and save money in the long run.
See how our home loan features can help you pay off your loan sooner.
If you’re unable to make your regular payments and are facing unforeseen hardship, there are options available to assist you through difficult times.
Automatically increase your repayments by a small amount each year.
Make voluntary additional payments onto your home loan.
Amend your scheduled repayment amount.
MANAGE YOUR HOME LOAN
Call 0800 872 226
In a branch
Find your nearest branch
Your place or ours
Our Mobile Mortgage Managers can come to you.
Start your application by providing us with your key details. We'll then contact you for any further information we might need and to discuss the next steps. You can also make an appointment with your local branch, give us a call on 0800 872 226 or let our Mobile Mortgage Managers come to you – whenever and wherever suits.
When you’re ready to talk with one of our team, you’ll need to provide us with the following to assess your loan application:
If we need more information or additional documentation, we’ll let you know what else you need to bring along.
All interest rates are subject to change without notification. TSB’s current account opening criteria, current lending criteria, terms and conditions, fees and interest rates apply.
Use of accounts and services are subject to TSB’s General Banking Information.
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