As at 1 July 2025
Personal accounts
Connect Plus
| Account balance | Rate | ||
|---|---|---|---|
| Account balance | $0+ | Rate | 0.00% p.a. |
WebSaver
| Account balance | Rate | ||
|---|---|---|---|
| Account balance | $0+ | Rate | 1.95% p.a. |
Interest is calculated daily and paid monthly on the last working day of each month.
Youth
| Account balance | Rate | ||
|---|---|---|---|
| Account balance | $0+ | Rate | 1.95% p.a. |
Interest is calculated on the minimum balance of the account during each calendar month and paid quarterly on the last working day of March, June, September and December.
Business accounts
Business Everyday
| Account balance | Rate | ||
|---|---|---|---|
| Account balance | $0+ | Rate | 0.00% p.a. |
Business On Call
| Account balance | Rate | ||
|---|---|---|---|
| Account balance | $0 - $4,999 | Rate | 1.35% p.a. |
| Account balance | $5,000 - $99,999 | Rate | 1.35% p.a. |
| Account balance | $100,000 - $999,999 | Rate | 1.40% p.a. |
| Account balance | $1,000,000 and over | Rate | 1.40% p.a. |
Interest is calculated daily and paid monthly on the last working day of each month.
Club & Society
| Account balance | Rate | ||
|---|---|---|---|
| Account balance | $0+ | Rate | 0.00 p.a. |
This account is for non-profit organisations, schools, clubs, and social committees.
Business Loan Rates
Business Indicator Rate
| Current rate | |||
|---|---|---|---|
| 30 day base rate effective 1 July 2025 | Current rate | 3.96% p.a. | |
| 90 day base rate effective 1 July 2025 | Current rate | 3.92% p.a. |
Unauthorised Overdraft
Unauthorised Overdraft
| Unauthorised overdraft | Rate | ||
|---|---|---|---|
| Unauthorised overdraft | If your account is overdrawn, we will charge interest daily on the unauthorised overdraft amount. | Rate | 22.00% p.a. |
You can find more information about unauthorised overdrafts in our General Terms.
Important information
All interest rates are subject to change. When you bank with TSB you agree to our General Terms.