With a Term Investment account, you choose how long you want to put your money away for and your interest rate will be fixed until the end of the term, so you can grow your savings without any effort!


KEY FEATURES

At a glance

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Wide range of terms

 

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Competitive interest 
earned on every dollar

 

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Minimum deposit
$1,000

 

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Interest payment options available

 

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Get alerted when your investment is maturing

 

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Open multiple investments with staggered maturity

 


TERM INVESTMENTS

Interest rates

Updated 12 August 2022.

Term Under $5,000 (% p.a.) $5,000 to $9,999 (% p.a.) $10,000 + (% p.a.)
30 Days 0.75 0.75 0.85
60 Days 0.85 0.85 0.95
90 Days 1.55 1.70 1.80
4 Months 1.65 1.75 1.85
5 Months 2.05 2.15 2.25
6 Months 2.95 3.05 3.15
9 Months 3.10 3.20 3.30
12 Months 3.80 3.90 4.00
18 Months 3.80 3.90 4.00
2 Years 3.90 4.00 4.10
3 Years 4.10 4.20 4.30
4 Years 4.10 4.20 4.30
5 Years 4.20 4.30 4.40
TSB term investment 6 month special of 3.15% p.a.


MORE INFORMATION

On term investment options

Term investment

 


Withdrawing your term investment early

With a Term Investment, you’re agreeing to invest your funds for a fixed term. If you need to access these funds before the end of your term, you can request an early closure or partial withdrawal.

If we agree to your request, the interest payable on your investment will be reduced. No interest will be payable on funds invested for less than 30 days.

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Compounding rates

Watch your investment grow and earn interest on your interest! When your interest is paid, you can choose to compound it and add it to your Term Investment.

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Want to invest over $1 million?

If you’re looking to invest over $1 million, please contact us for a specific rate.

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Need some peace of mind? 

With a Funeral Term Investment, you can take comfort in knowing you're prepared when the time comes.

LEARN MORE
 

Don't forget to read this bit
  • Interest rates are subject to change.
  • The minimum deposit is $1,000 and the maximum deposit is $5million (retail only).  A different minimum deposit may apply for advertised or promotional rates. 
  • TSB’s General Banking Information (including the full terms and conditions for Term Investments) and Privacy Notice apply and are available on our website and in any TSB branch. 
  • TSB’s account opening criteria apply.
  • See our full terms and conditions for Term Investments for more information on early closure or withdrawal of your Term Investment.
  • Our Disclosure Statement is available on our website or you can grab a copy from your local branch