One everyday card for all your shopping needs, using money from your own bank account.
Key features
At a glance
No annual card fees
You won’t be charged an annual fee on this card.
Contactless payments
Spend less time at the checkout, simply tap & go for purchases under $2001.
Tap to pay with Google Pay™
Pay with your Android device2 wherever contactless payments are accepted.
Use it anywhere
Spend your own money in-store, online & worldwide, wherever Mastercard is accepted.
Access to Priceless®️ experiences
Use your card to access a range of Mastercard cardholder offers and experiences.3
Protection from fraud
With Mastercard’s Zero Liability4 Protection.
What a debit card is, and who can apply
A debit card allows you to shop online, in-store and overseas - using your own money. It needs to be linked to a TSB transactional account, so you’ll need to have an existing account, or you can apply to open one.
To apply for a TSB Debit Mastercard you must be 15 years old or over. If you're between 15-17 years old, you’ll need a parent or guardian to sign a paper debit application form that can be found in-branch at your local TSB.
An EFTPOS card is another option, but it can't be used to buy things online.
Monitor your card online
Get set up with online and mobile banking so you can bank on the go. Make payments, keep track of spending, and manage your card all from a mobile, tablet or desktop.
Braille on our cards
To help our vision impaired customers identify which card they’re using, our debit card has ‘TSB D’ printed in braille on it.
Our new debit card has a vertical design, so the braille is printed on the lower left side, to help customers identify the orientation of their card for tapping or inserting the chip.
Dispute a transaction
If you find a transaction on your account that you don’t believe you made, you can dispute it - you have up to 60 days from the transaction date to submit your dispute. You must dispute any domestic EFTPOS and domestic ATM transactions with the relevant merchant.
Temporarily block your card
If you've misplaced your card, you can temporarily block it to stop transactions from being made. Block or unblock your card using Card Manager in online banking or your TSB app. You can also call us on 0800 872 226 or +64 6 968 3700 (international).
Lost or stolen card
If your card is lost or stolen, please let us know by cancelling your card using Card Manager in your online banking or your TSB app. You’ll be able to order a new one at the same time. You can also call us on 0800 406 406 within NZ or +64 6 968 3700 from overseas.
TSB Debit Mastercard FAQs
If you want to find out more about our partnership with Mastercard or have questions about our debit card, check out our TSB Debit Mastercard FAQs.
Getting started
New to TSB?
You can join TSB online, visit your local branch or call us on 0800 872 226
Getting started
Already with us?
You can apply for a TSB Debit Mastercard by visiting us in-branch or calling us on 0800 872 226 Monday to Friday 8am and 6pm, or Saturday to Sunday 9am and 5pm.
Don't forget to read this bit
1. The limits for contactless transaction without PINs can be changed from time to time.
2. The TSB Google Pay Conditions of Use apply when you use your TSB Debit Mastercard in Google Pay.
3. Priceless® experiences are subject to terms and conditions at www.priceless.com/terms/en_NZ
4. For more details of Mastercard's Zero Liability Protection, visit mastercard.co.nz/zeroliability.
The terms and conditions for the TSB Debit Mastercard are set out in TSB's Debit Mastercard Conditions of Use and Debit Mastercard Fees Information.
When you bank with TSB you agree to our General Terms.
Mastercard, Priceless and the circles design are registered trademarks of Mastercard International Incorporated.
Google Pay is a trademark of Google LLC.