Personal accounts
Connect Plus
Account balance |
Rate |
||
|---|---|---|---|
Account balance |
$0+ | Rate |
0.00% p.a. |
WebSaver
Account balance |
Rate |
||
|---|---|---|---|
Account balance |
$0+ | Rate |
1.40% p.a. |
Interest is calculated daily and paid monthly on the last day of each month.
Youth
Account balance |
Rate |
||
|---|---|---|---|
Account balance |
$0+ | Rate |
1.40% p.a. |
Interest is calculated daily and paid quarterly on the last day of March, June, September, and December.
Business accounts
Business Everyday
Account balance |
Rate |
||
|---|---|---|---|
Account balance |
$0+ | Rate |
0.00% p.a. |
Business On Call
Account balance |
Rate |
||
|---|---|---|---|
Account balance |
$0 - $4,999 | Rate |
0.90% p.a. |
Account balance |
$5,000 - $99,999 | Rate |
0.90% p.a. |
Account balance |
$100,000 - $999,999 | Rate |
1.10% p.a. |
Account balance |
$1,000,000 and over | Rate |
1.10% p.a. |
Interest is calculated daily and paid monthly on the last day of each month.
Club & Society
Account balance |
Rate |
||
|---|---|---|---|
Account balance |
$0+ | Rate |
0.00 p.a. |
This account is for non-profit organisations, schools, clubs, and social committees.
Business Loan Rates
Business Indicator Rate
Current rate |
|||
|---|---|---|---|
| Business Indicator Rate effective 1 July 2026 | Current rate |
3.22% p.a. |
Unauthorised Overdraft
Unauthorised overdraft |
Rate |
||
|---|---|---|---|
Unauthorised overdraft |
If your account is overdrawn, we will charge interest daily on the unauthorised overdraft amount. | Rate |
22.00% p.a. |
You can find more information about unauthorised overdrafts in our General Terms.
Important information
All interest rates are subject to change. When you bank with TSB you agree to our General Terms.