Keeping your TSB card safe

  • Sign the back of your card as soon as you get it.
  • Never share your card or PIN with anyone.
  • Store your card somewhere safe, away from damage and magnetic items like purse clasps or security passes.
  • When your card expires, cut it through the magnetic strip and chip before throwing it out.
  • Always retrieve your card immediately after making a payment.
  • Discard receipts securely after checking them against your account.
TSB Mastercard credit card used for everyday payments and purchases

Using your card safely

Using your card safely online

When you’re shopping or paying for something online, taking a moment to check the website is secure can help keep your card details safe.

Before entering your card details, make sure you can see:

  • That the business or organisation looks legitimate.
  • A website address that’s spelled correctly (scammers often change just one or two letters).
  • A padlock symbol in the browser bar 🔒.
  • “https://” at the start of the web address — the “s” means the connection is secure.

When travelling overseas

  • Save our contact details before you go (when calling from overseas, our contact number is +64 6 968 3700).
  • Never let your card out of sight – especially overseas.
  • Avoid leaving cards in hotel rooms, beach bags or parked cars.

ATM access for TSB customers

As a TSB customer, you can use:

  • Any NZ bank-branded ATM and any Allpoint or Allpoint+ ATM in NZ for fee-free cash withdrawals and balance checks1.
  • Your TSB EFTPOS card to make cash deposits into a TSB account linked to your EFTPOS card, using a TSB Smart ATM or Allpoint+ ATM.

All TSB ATMs include:

  • An audio plug for headphones or ear buds for spoken instructions.
  • A braille keyboard and command keys for accessibility. 

TSB Smart ATMs are available at the following branches: 
Hamilton, Waitara, Bell Block, TSB Centre, Westown, Inglewood, Stratford, Hawera, Wellington, Christchurch.

Woman using a TSB smart ATM

Using ATMs safely

Be alert

  • Choose ATMs that are well-lit and easy to see.
  • Have your card ready and be aware of your surroundings.
  • Don’t let strangers follow you into enclosed ATM areas.
  • At drive-up ATMs, lock your doors and keep windows up.
  • Don’t leave your car running or unlocked when using an ATM on foot. 

Protect your PIN and cash

  • Cover the keypad when entering your PIN.
  • Put your cash, card and receipt away straight away. Count cash later, privately.
  • If something feels off, cancel the transaction and leave.

Using ATMs overseas

  • Use your TSB Debit or Credit Mastercard at any ATM showing the Mastercard logo1.
  • EFTPOS cards don’t work overseas.
  • Withdrawals are in local currency and converted to NZD in your account balance.
  • Daily withdrawal limit: $2,000 NZD (converted). Anything over this may be declined.
  • Overseas ATM fees may apply. 

Something not right?

We're here to help

If something doesn’t feel right, here’s what you can do:

Report it

Think something isn't right with your account? 

Lost or stolen card?

If you suspect fraud or your card has been lost or stolen: 

Suspicious emails

Received a phishing or suspicious email that looks like it's from TSB?

  • Do not click any links or open attachments.
  • Forward a copy or screenshot to us at report@tsb.co.nz