Business, Rural and Commercial base rate changes - July 2025
Effective 1 July 2025, changes to our Business, Rural and Commercial base rate.
Last updated 1 July 2025
TSB lifts profit and builds momentum for digital investment
The Bank delivered a net profit before tax of $57.6 million for the year ending 31 March 2025, up $6.7 million on the previous year.
Cheers to 175 years - TSB celebrates its birthday with acts of kindness
TSB Bank is celebrating 175 years in business this month (5 June) by giving back to the communities that have invested in them.
Business, Rural and Commercial base rate changes - June 2025
Effective 3 June 2025, changes to our Business, Rural and Commercial base rate.
Lending rate changes - 3 June 2025
Effective 3 June 2025, we decreased our residential variable and revolving credit interest rates.
Non-retail lending rates changes - 3 June 2025
Effective 3 June 2025, we decreased our AgriBusiness, Commercial and Business variable and revolving credit interest rates.
Business, Rural and Commercial base rate changes - May 2025
Effective 1 May 2025, changes to our Business, Rural and Commercial base rate.
Lending rate changes - 15 April 2025
Effective 15 April 2025, we decreased our residential variable and revolving credit interest rates.
Non-retail lending rates changes – 15 April 2025
Effective 15 April 2025, we decreased our AgriBusiness, Commercial and Business variable and revolving credit interest rates.
Business, Rural and Commercial base rate changes - April 2025
Effective 1 April 2025, changes to our Business, Rural and Commercial base rate.
Business, Rural and Commercial base rate changes - March 2025
Effective 3 March 2025, changes to our Business, Rural and Commercial base rate.
Non-retail lending rates changes – 24 February 2025
Effective 24 February 2025, we decreased our AgriBusiness, Commercial and Business variable and revolving credit interest rates.
Lending rate changes - 24 February 2025
Effective 24 February 2025, decreased our residential variable and revolving credit interest rates.
TSB Bank moves first to slash one year rate
TSB Bank has cut its one-year fixed home loan rate to 5.35% p.a., a lower advertised rate than all the major banks on this term.
Business, Rural and Commercial base rate changes - February 2025
Effective 3 February 2025, changes to our Business, Rural and Commercial base rate.
Business, Rural and Commercial base rate changes - January 2025
Effective 3 January 2025, changes to our Business, Rural and Commercial base rate.
Lending rate changes - 3 December 2024
Effective Tuesday 3 December 2024, we decreased our residential variable and revolving credit interest rates.
Non-retail lending rates changes – 3 December 2024
Effective Tuesday 3 December 2024, we decreased our AgriBusiness, Commercial and Business variable and revolving credit interest rates.
Business, Rural and Commercial base rate changes - December 2024
Effective 2 December 2024, changes to our Business, Rural and Commercial base rate.
General Terms changes – 28 November 2024
We’re making some changes to our General Terms which are effective from 28 November 2024. Please take the time to read through and understand how these changes might affect you.
Business, Rural and Commercial base rate changes - November 2024
Effective 1 November 2024, changes to our Business, Rural and Commercial base rate.
Home loan T&Cs, fees & default interest changes - 5 November 2024
Effective 5 November, we are making some changes to home loan terms and conditions, fees and default interest.
Non-retail lending rates changes – 16 October 2024
Effective 16 October 2024, we decreased our AgriBusiness, Commercial and Business variable and revolving credit interest rates.
Lending rate changes - 15 October 2024
Effective 15 Oct 2024, we decreased our residential variable and revolving credit interest rates.