Latest news

Effective 1 April 2026, changes to our Business, Rural and Commercial base rate.

TSB is offering customers impacted by the recent extreme weather in Whangārei and the Far North a range of financial support options available to help ease immediate pressure.

TSB’s Lucy Graydon shares her perspective on sustainability leadership - including what it’s like driving change inside a bank, and why caring for te taiao (the natural world) matters for a thriving future. 

TSB is starting the year by dropping its one-year fixed home loan rate to 4.39% p.a., reinforcing the bank’s ongoing focus on helping customers manage household costs and feel more in control of their finances.

TSB, the proudly 100% New Zealand owned bank, has appointed independent challenger agency YoungShand (YS) - also proudly 100% New Zealand owned - as its new creative partner following an extensive competitive pitch.

Effective 2 February, we’re changing the way interest is calculated on our Premier, Youth, Freestyle Junior, Personal and Savings accounts. 

Banks, telcos and digital platforms are teaming up with a New Zealand start-up to boost efforts to disrupt and block phishing websites before they can harm customers.

Effective 5 January 2026, changes to our Business, Rural and Commercial base rate.

Effective 16 December 2025, we decreased our AgriBusiness, Commercial and Business variable and revolving credit interest rates.

Effective 2 December 2025, we decreased our Residential variable and revolving credit interest rates.

Effective 1 December 2025, changes to our Business, Rural and Commercial base rate.

In the lead up to the holiday season, TSB is celebrating gratitude and generosity in a uniquely Kiwi way with The Great TSB Give Back.

This Fraud Awareness Week, we're sharing simple ways you can protect yourself from fraud and scams.

We’ve made some updates to our General Terms to make them clearer and to better reflect the things we will do to help keep you protected from fraud and scams when you bank with us. These take effect from 28 November 2025.

Effective 3 November 2025, changes to our Business, Rural and Commercial base rate.

TSB has cut its home loan rate to 4.39% p.a. fixed for one year, undercutting all the major banks advertised rates on this term.

Effective 21 October 2025, we decreased our AgriBusiness, Commercial and Business variable and revolving credit interest rates.

Effective 14 October 2025, we decreased our residential variable and revolving credit interest rates.

Business, Rural and Commercial base rate changes - October 2025

TSB Bank has cut its home loan rate to 4.49% p.a. fixed for two years, a lower advertised rate than all the major banks on this term.

We’ve made some changes to our fees. Effective 5 September 2025, we’ve removed 14 service fees and reduced the unauthorised overdraft fee.

We’re changing the way TSB customers can buy and sell foreign cash.

Effective 1 September 2025, changes to our Business, Rural and Commercial base rate.

We’re making some changes to our General Terms which are effective from 5 September 2025. Please take the time to read through and understand how these changes might affect you.

Effective 26 August 2025, we decreased our residential variable and revolving credit interest rates.

TSB’s name will be in lights at the recently opened East Stand at Stadium Taranaki.

Effective 1 August 2025, changes to our Business, Rural and Commercial base rate.

Effective 1 July 2025, changes to our Business, Rural and Commercial base rate.

The Bank delivered a net profit before tax of $57.6 million for the year ending 31 March 2025, up $6.7 million on the previous year.

TSB Bank is celebrating 175 years in business this month (5 June) by giving back to the communities that have invested in them.

Effective 3 June 2025, changes to our Business, Rural and Commercial base rate.

Effective 3 June 2025, we decreased our residential variable and revolving credit interest rates.

Effective 3 June 2025, we decreased our AgriBusiness, Commercial and Business variable and revolving credit interest rates.

Effective 1 May 2025, changes to our Business, Rural and Commercial base rate.

Effective 15 April 2025, we decreased our residential variable and revolving credit interest rates.

Effective 15 April 2025, we decreased our AgriBusiness, Commercial and Business variable and revolving credit interest rates.

Effective 1 April 2025, changes to our Business, Rural and Commercial base rate.

Effective 3 March 2025, changes to our Business, Rural and Commercial base rate.

Effective 24 February 2025, decreased our residential variable and revolving credit interest rates.

Effective 24 February 2025, we decreased our AgriBusiness, Commercial and Business variable and revolving credit interest rates.

TSB Bank has cut its one-year fixed home loan rate to 5.35% p.a., a lower advertised rate than all the major banks on this term.

Effective 3 February 2025, changes to our Business, Rural and Commercial base rate.

Effective 3 January 2025, changes to our Business, Rural and Commercial base rate.

Effective Tuesday 3 December 2024, we decreased our residential variable and revolving credit interest rates.

Effective Tuesday 3 December 2024, we decreased our AgriBusiness, Commercial and Business variable and revolving credit interest rates.

Effective 2 December 2024, changes to our Business, Rural and Commercial base rate.

We’re making some changes to our General Terms which are effective from 28 November 2024. Please take the time to read through and understand how these changes might affect you.

Effective 1 November 2024, changes to our Business, Rural and Commercial base rate.

Effective 5 November, we are making some changes to home loan terms and conditions, fees and default interest.

Effective 16 October 2024, we decreased our AgriBusiness, Commercial and Business variable and revolving credit interest rates.

Effective 15 Oct 2024, we decreased our residential variable and revolving credit interest rates.

TSB Bank has cut its advertised one-year fixed home loan rate to 5.99% p.a., getting a jump on the big four banks.

Effective 1 October 2024, changes to our Business, Rural and Commercial base rate.

TSB Bank has bucked the downward trend in the term deposit market today announcing interest rate increases for two popular deposit options.

Scams are becoming more prolific and sophisticated, but there are ways you can spot the red flags to protect yourself and your family.

Effective 2 September 2024, changes to our Business, Rural and Commercial base rate.

Effective 2 September 2024, TSB decreased its AgriBusiness, Commercial and Business variable and revolving credit interest rates.

Effective 20 August 2024, we decreased our residential variable and revolving credit interest rates.

Today Apple Pay is now available for TSB customers to make secure and convenient contactless and online payments.

Effective 1 August 2024, changes to our Business, Rural and Commercial base rate.

Effective 1 July 2024, changes to our Business, Rural and Commercial base rate.

We’re making changes to our Credit Mastercard interest and reward rates.

Effective 4 June 2024, changes to our Business, Rural and Commercial base rate.

Effective 1 May 2024, changes to our Business, Rural and Commercial base rate.

As of 1 June 2024, we no longer accept cash deposits into a TSB account from someone who isn’t an owner of the account or an authorised individual.

Effective 1 April 2024, changes to our Business, Rural and Commercial base rate.

Te Kāhui o Taranaki Trust has successfully purchased the former TSB Ōpunakē branch property, taking ownership on Thursday 28 March.

Effective 1 March 2024, changes to our Business, Rural and Commercial base rate.

Effective 1 February 2024, changes to our Business, Rural and Commercial base rate.

TSB has announced today that Kate Armstrong will join the Board as a director. Kate will start February 2024. 

TSB has received the Wellbeing Tick, the first bank in New Zealand to achieve this.

Effective 3 January 2024, changes to our Business, Rural and Commercial base rate.

Effective 1 December 2023, changes to our Business, Rural and Commercial base rate.

This week is International Fraud Awareness Week, and TSB is adding its voice to the global fight against fraud. 

TSB has announced today that Kerry Boielle has been appointed as their new Chief Executive. Kerry will start with the bank in January 2024.

Effective 1 November 2023, changes to our Business, Rural and Commercial base rate.

Effective 1 October 2023, changes to our Business, Rural and Commercial base rate.

Effective 1 September 2023, changes to our Business, Rural and Commercial base rate.

Effective 1 August 2023, changes to our Business, Rural and Commercial base rate.

Effective 1 July 2023, changes to our Business, Rural and Commercial base rate.

After five years at the helm of TSB, CEO Donna Cooper has announced her resignation from the bank.

TSB’s annual results, including strong residential lending and receiving three industry awards.

Effective 1 June 2023 we increased our Residential variable and revolving credit interest rates.

Effective 1 June 2023, changes to our Business, Rural and Commercial base rate.